21 Ritz Cove Dr, Dana Point, CA 92629 Property Records

Orange County property record for 21 Ritz Cove Dr, Dana Point, CA 92629

Property Summary

Property Type	Single Family Home
Details	5 bd · 8 ba · 9,695 sqft · built 1990
Lot Size	0.377 acres (16,400 sqft)
Owner	Individual Name on Record
Last Sale	$17,500,000 (Jul 2023)
Tax Bill	$183,407 (2025)
Deeds & Mortgages	Jul 2023 Transfer Jul 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`672-451-08`

Property Details

APN / Parcel Number

Primary APN	`672-451-08`

Interior

Bedrooms	5 Beds
Full Baths	7 Baths
Half Baths	2 Half Baths
Building Area	9,695 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	16,400 sqft (0.377 acres)
Garage Area	1,367 sqft
Parking Spaces	5 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Location & Zoning

Street Address	21 RITZ COVE DR
City	DANA POINT
State	CA
Zip	92629-4226
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 12674 BLK LOT 41
Legal Subdivision	TR 12674
Legal Tract	12674
Legal Lot Number	41
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	3
Census Block	3000
Census Tract	42323

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	21 RITZ COVE DR, DANA POINT, CA 92629-4226
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2023	Intrafamily Transfer, Transfer FIRST AMERICAN TITLE COMPANY RESID', FIRST AMER TTL CO RES DIV
Jul 14, 2023	Grant Deed, Transfer · Seller Carry-Back PAYNE FAMILY TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2023 · Amount on Record
Deed Sale	Jul 14, 2023 · Amount on Record
Deed Document Number	2023169691
Record Updated	Oct 29, 2026

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Jul 14, 2023
Property Address	21 RITZ COVE DR, DANA POINT, CA 92629-4226
Document Number	0000169692
Map Reference	MB 581 PG 41-46
Instrument Date	Jun 29, 2023
Instrument	2023000169692
Transaction Type	Transfer
Record Updated	Jul 27, 2023
Title Company	FIRST AMERICAN TITLE COMPANY RESID', FIRST AMER TTL CO RES DIV

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 RITZ COVE DR, DANA POINT, CA 92629-4226

July 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jul 14, 2023
Property Address	21 RITZ COVE DR, DANA POINT, CA 92629-4226
Document Number	0000169691
Map Reference	MB 581 PG 41-46
Instrument Date	May 19, 2023
Instrument	2023000169691
Transaction Type	Transfer
Record Updated	Jul 27, 2023
Title Company	FIRST AMERICAN TITLE COMPANY RESID', FIRST AMER TTL CO RES DIV

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 RITZ COVE DR, DANA POINT, CA 92629-4226

Mortgage

Document Number	0000169693
Date	Jul 14, 2023
Instrument	2023000169693

Lender

Name	PAYNE FAMILY TRUST
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Dana Point City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$18,207,000 (+2%) Land $14,815,390 Building $3,391,610
2025	$183,407.00 (+11.5%)	$17,850,000 (+11.56%) Land $14,524,892 Building $3,325,108
2023	$164,496.00 (+217.35%)	$16,000,000 (+228.99%) Land $13,949,744 Building $2,050,256
2022	$51,834.00	$4,863,325 Land $2,435,073 Building $2,428,252

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	3 (1995–2017)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jan 2017 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH COAST WATER DISTRICT serves 41,194 people · EPA ID CA3010042
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks.

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