19 Ritz Cove Dr, Dana Point, CA 92629 Property Records

Orange County property record for 19 Ritz Cove Dr, Dana Point, CA 92629

Property Summary

Property Type	Single Family Home
Details	7 bd · 6.5 ba · 10,000 sqft · built 1990
Lot Size	0.566 acres (24,656 sqft)
Owner	Company Name on Record
Tax Bill	$103,105 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Dec 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`672-451-56`

Property Details

APN / Parcel Number

Primary APN	`672-451-56`

Interior

Bedrooms	7 Beds
Building Area	10,000 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	24,656 sqft (0.566 acres)
Pool Type	Heated Pool

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	19 RITZ COVE DR
City	DANA POINT
State	CA
Zip	92629-4226
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 12674 BLK LOT 39 TR NO 12674 LOTS 39 AND 40
Legal Tract	12674
Legal Lot Number	39,40
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	3
Census Block	3000
Census Tract	42323

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	300 N LA SALLE DR, 1850, CHICAGO, IL 60654-3486
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2023	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA
Dec 13, 2017	Deed of Trust, Mortgage · ARM FIFTH THIRD MORTGAGE CO
Dec 13, 2017	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 3, 1997
Deed Sale	Feb 3, 1997
Deed Document Number	199751834
Last Transfer Date	Jan 2, 2009
Transfer Doc	0000084331
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	19 RITZ COVE DR, DANA POINT, CA 92629-4226
Transaction Type	Mortgage
Record Updated	Jan 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 W ARLINGTON PL, CHICAGO, IL 60614-2715

Mortgage

Document Number	0000002503
Date	Jan 5, 2023
Instrument	2023000002503

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60606

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Dec 30, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	19 RITZ COVE DR, DANA POINT, CA 92629-4226
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000535549
Date	Dec 13, 2017
Instrument	2017000535549

Lender

Name	FIFTH THIRD MORTGAGE CO
Type	Mortgage Company
Address	LOMBARD, IL 60148

Agreement

Type	ARM
Amount	Amount Recorded
Term	349 Months
Due	Jan 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.37%
Type Change Date	Oct 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.37%
Index	1-Year LIBOR
Max Rate	7.37%

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	19 RITZ COVE DR, DANA POINT, CA 92629-4226
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000536500
Date	Dec 13, 2017
Instrument	2017000536500

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	178 Months
Due	Oct 25, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Dana Point City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$9,977,933 (+2%) Land $7,225,582 Building $2,752,351
2025	$103,105.00 (+3.85%)	$9,782,288 (+4.04%) Land $7,083,904 Building $2,698,384
2023	$99,281.00 (+2.87%)	$9,402,431 Land $6,808,828 Building $2,593,603
2022	$96,507.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	3 (1995–2017)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jan 2017 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH COAST WATER DISTRICT serves 41,194 people · EPA ID CA3010042
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks.

Nearby Properties on Ritz Cove Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures