14 Ritz Cove Dr, Dana Point, CA 92629 Property Records

Orange County property record for 14 Ritz Cove Dr, Dana Point, CA 92629

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.314 acres (13,666 sqft)
Owner	Individual Name on Record
Tax Bill	$26,510 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Sep 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`672-461-04`

Property Details

APN / Parcel Number

Primary APN	`672-461-04`

Exterior

Lot Area	13,666 sqft (0.314 acres)

Location & Zoning

Street Address	14 RITZ COVE DR
City	DANA POINT
State	CA
Zip	92629-4225
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	N TR 13103 BLK LOT 14
Legal Subdivision	TRACT NO 13103
Legal Tract	13103
Legal Lot Number	14
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	3
Census Block	3000
Census Tract	42323

Owner

Source: Orange County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3139 E ABBEY LN, ORANGE, CA 92867-2009
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage VAL-CHRIS INVESTMENTS INC
Sep 16, 2021	Deed of Trust, Mortgage · Commercial Mortgage VAL CHRIS INVESTMENTS INC
Sep 16, 2022	Deed of Trust, Mortgage · Commercial Mortgage VAL CHRIS INVESTMENTS INC
Dec 2, 2020	Deed of Trust, Mortgage · Construction Mortgage VAL CHRIS INVESTMENTS INC
Apr 3, 2020	Quit Claim Deed, Transfer · Line of Credit VAL-CHRIS INVS

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 11, 1993
Transfer Doc	0000010140
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Recording Date	Sep 30, 2026
Property Address	14 RITZ COVE DR, DANA POINT, CA 92629-4225
Document Number	0000275097
Instrument Date	Sep 25, 2026
Instrument	2026275097
Transaction Type	Mortgage
Record Updated	Oct 8, 2026
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner, 167
Address	3139 E ABBEY LN, ORANGE, CA 92867-2009

Mortgage

Document Number	0000275097,
Date	Sep 30, 2026
Instrument	2026275097

Lender

Name	VAL-CHRIS INVESTMENTS INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Max Rate	-1%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	14 RITZ COVE DR, DANA POINT, CA 92629-4225
Transaction Type	Mortgage
Record Updated	May 30, 2023
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3139 E ABBEY LN, ORANGE, CA 92867-2009

Mortgage

Document Number	0000576450
Date	Sep 16, 2021
Instrument	2021000576450

Lender

Name	VAL CHRIS INVESTMENTS INC
Type	Non-Lending Institution
Address	IRVINE, CA 92614

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	14 RITZ COVE DR, DANA POINT, CA 92629-4225
Transaction Type	Mortgage
Record Updated	May 30, 2023
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3139 E ABBEY LN, ORANGE, CA 92867-2009

Mortgage

Document Number	0000307867
Date	Sep 16, 2022
Instrument	2022000307867

Lender

Name	VAL CHRIS INVESTMENTS INC
Type	Non-Lending Institution
Address	IRVINE, CA 92614

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	14 RITZ COVE DR, DANA POINT, CA 92629-4225
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3139 E ABBEY LN, ORANGE, CA 92867-2009

Mortgage

Document Number	0000703283
Date	Dec 2, 2020
Instrument	2020000703283

Lender

Name	VAL CHRIS INVESTMENTS INC
Type	Non-Lending Institution
Address	IRVINE, CA 92614

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Apr 3, 2020
Property Address	14 RITZ COVE DR, DANA POINT, CA 92629-4225
Document Number	0000151942
Instrument Date	Mar 28, 2020
Instrument	151942
Transaction Type	Transfer
Record Updated	May 6, 2020
Title Company	STEWART TITLE, STEWART TITLE/CA

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	14 RITZ COVE DR DANA POINT CA 92629, DANA POINT, CA 92629

Mortgage

Document Number	151943
Date	Apr 3, 2020
Instrument	151943

Lender

Name	VAL-CHRIS INVS
Type	MERS
Address	IRVINE, CA 92614

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Dana Point City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,679,807 (+2%) Land $2,679,807
2025	$26,510.00 (+3.9%)	$2,627,262 (+4.04%) Land $2,627,262
2023	$25,516.00 (+1.94%)	$2,525,244 Land $2,525,244
2022	$25,030.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	3 (1995–2017)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jan 2017 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH COAST WATER DISTRICT serves 41,194 people · EPA ID CA3010042
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Frontier.

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