17 Schooner Rd, Scarborough, ME 04074 Property Records

Cumberland County and Scarborough Town property record for 17 Schooner Rd, Scarborough, ME 04074

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,360 sqft · built 1989
Lot Size	0.53 acres (23,087 sqft)
Owner	2 Individual Names on File
Last Sale	$499,900 (Oct 2020)
Tax Bill	$7,781 (2025)
Deeds & Mortgages	May 2017 Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`U005043`

Property Details

APN / Parcel Number

Primary APN	`U005043`
Alternative APNs	`SCAR M:U005 L:043` `5748`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,360 sqft Living Area
Gross Area	5,109 sqft
1st Floor Area	1,306 sqft
Attic	Attic
Attic Area	576 sqft
Basement Area	1,306 sqft
Unfinished Basement	1,306 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	23,087 sqft (0.53 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	5748
Street Address	17 SCHOONER RD
City	SCARBOROUGH
State	ME
Zip	04074-8775
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	12
Legal Subdivision	PLEASANT HILLS
Legal Lot Number	43
Jurisdiction	SCARBOROUGH ME
Township / Civil Division	SCARBOROUGH
Census Block Group	1
Census Block	1002
Census Tract	17303

Owner

17 Schooner Rd is owned and occupied by two individuals who bought it in October 2020.

Source: Cumberland County and Scarborough Town records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	17 SCHOONER RD, SCARBOROUGH, ME 04074-8775
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 12, 2017	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATL BK
Jan 27, 2020	Deed of Trust, Mortgage CFBANK NA
May 26, 2017	Warranty Deed, Transfer · Commercial Mortgage FINANCE AMERICA LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2020 · Amount on File
Deed Sale	Oct 30, 2020 · Amount on File
Prior Sale	May 26, 2017 · Amount on File
Deed Document Number	202070173
Deed Book / Page	37370 / 116
Record Updated	Sep 20, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCARBOROUGH ME
Property Address	17 SCHOONER RD, SCARBOROUGH, ME 04074-8775
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0340050041
Date	May 12, 2017
Book Page	34005/0041
Instrument	000000021398

Lender

Name	FIRST NATL BK

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 12, 2037

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCARBOROUGH ME
Property Address	17 SCHOONER RD, SCARBOROUGH, ME 04074-8775
Document Number	0363950266
Instrument Date	Jan 27, 2020
Transaction Type	Mortgage
Record Updated	Feb 17, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	17 SCHOONER RD SCARBOROUGH ME 040748775, SCARBOROUGH, ME 04074-8775

Mortgage

Document Number	0363950266
Date	Feb 3, 2020
Book Page	036395/000266
Instrument	6129

Lender

Name	CFBANK NA
Address	WORTHINGTON, OH 43085

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 2, 2050

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCARBOROUGH ME
Recording Date	May 26, 2017
Property Address	17 SCHOONER RD, SCARBOROUGH, ME 04074-8775
Document Number	0340370191
Book / Page	34037 / 0191
Instrument	000000023868
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023869
Date	May 26, 2017
Instrument	000000023869

Lender

Name	FINANCE AMERICA LLC

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 26, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 17 Schooner Rd was $7,781.

Source: Cumberland County and Scarborough Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Scarborough Town
Unified School District	Scarborough (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,781.00	$686,800 Land $194,100 Building $492,700
2023	$6,905.00 (+3.76%)	$432,400 (-) Land $126,700 Building $305,700
2022	$6,655.00	$432,400 Land $126,700 Building $305,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 17 Schooner Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	4 (1996–2023)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Nov 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 17 Schooner Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORTLAND WATER DISTRICT-GREATER serves 135,068 people · EPA ID ME0091300
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Fidium Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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