16 Schooner Rd, Scarborough, ME 04074 Property Records

Cumberland County and Scarborough Town property record for 16 Schooner Rd, Scarborough, ME 04074

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,236 sqft · built 1995
Lot Size	0.52 acres (22,651 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (Sep 2026)
Tax Bill	$7,521 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Sep 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`U005037`

Property Details

APN / Parcel Number

Primary APN	`U005037`
Alternative APNs	`SCAR M:U005 L:037` `5783`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,236 sqft Living Area
Gross Area	5,790 sqft
1st Floor Area	1,440 sqft
Attic	Attic
Attic Area	240 sqft
Basement Area	1,440 sqft
Unfinished Basement	1,440 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	22,651 sqft (0.52 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	5783
Street Address	16 SCHOONER RD
City	SCARBOROUGH
State	ME
Zip	04074-8777
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	16
Legal Subdivision	PLEASANT HILLS
Legal Lot Number	37
Jurisdiction	SCARBOROUGH ME
Township / Civil Division	SCARBOROUGH
Census Block Group	1
Census Block	1004
Census Tract	17303

Owner

16 Schooner Rd is owned and occupied by an individual who bought it in September 2026.

Source: Cumberland County and Scarborough Town records, as of October 6, 2026

Owner of Record	Individual Name on File
Mailing Address	16 SCHOONER RD, SCARBOROUGH, ME 04074-8777
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2026	Deed of Trust, Mortgage NORWAY SAVINGS BANK
Sep 21, 2026	Quit Claim Deed, Transfer · Stand-Alone First Mortgage NORWAY SAVINGS BANK
Dec 27, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance WELLS FARGO BANK NA
Jan 23, 2018	Warranty Deed, Transfer RESIDENTIAL MTG SVCS
Sep 7, 2017	Warranty Deed, Transfer EMBRACE HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 21, 2026 · Amount on File
Deed Sale	Sep 21, 2026 · Amount on File
Prior Sale	Jan 23, 2018 · Amount on File
Deed Document Number	202641572
Deed Book / Page	42555 / 245
Prior Transfer Date	Aug 9, 2026
Prior Transfer Doc	0000041572
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCARBOROUGH ME
Recording Date	Aug 14, 2026
Property Address	16 SCHOONER RD, SCARBOROUGH, ME 04074-8777
Document Number	0000034969
Book / Page	42467 / 321
Instrument Date	Aug 10, 2026
Instrument	202634969
Transaction Type	Mortgage
Record Updated	Sep 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 SCHOONER RD, SCARBOROUGH, ME 04074-8777

Mortgage

Document Number	0000034969,
Date	Aug 14, 2026
Book Page	42467/321
Instrument	202634969

Lender

Name	NORWAY SAVINGS BANK

Agreement

Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2041

Interest

Max Rate	-1%

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SCARBOROUGH ME
Recording Date	Sep 21, 2026
Property Address	16 SCHOONER RD, SCARBOROUGH, ME 04074-8777
Document Number	0000041572
Book / Page	42555 / 245
Instrument Date	Aug 9, 2026
Instrument	202641572
Transaction Type	Transfer
Record Updated	Oct 6, 2026

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 SCHOONER RD, SCARBOROUGH, ME 04074-8777

Mortgage

Date	Sep 21, 2026

Lender

Name	NORWAY SAVINGS BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Max Rate	-1%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCARBOROUGH ME
Property Address	16 SCHOONER RD, SCARBOROUGH, ME 04074-8777
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0390280183
Date	Dec 27, 2021
Book Page	39028/183
Instrument	90472

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCARBOROUGH ME
Recording Date	Jan 23, 2018
Property Address	16 SCHOONER RD, SCARBOROUGH, ME 04074-8777
Document Number	0346100168
Book / Page	34610 / 0168
Instrument	000000003407
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003408
Date	Jan 23, 2018
Instrument	000000003408

Lender

Name	RESIDENTIAL MTG SVCS

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 23, 2048

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCARBOROUGH ME
Recording Date	Sep 7, 2017
Property Address	16 SCHOONER RD, SCARBOROUGH, ME 04074-8777
Document Number	0342940179
Book / Page	034294 / 000179
Instrument Date	Aug 28, 2017
Instrument	45047
Transaction Type	Transfer
Record Updated	Jan 10, 2019
Title Company	ATLANTIC COASTAL TITLE COMPANY, ATLANTIC COASTAL TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	46 HEREFORD ST #4F BOSTON MA 021152514, 4F, BOSTON, MA 02115-2514

Mortgage

Document Number	342940180
Date	Sep 7, 2017
Book Page	034294/000180
Instrument	45048

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 6, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 16 Schooner Rd was $7,521.

Source: Cumberland County and Scarborough Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Scarborough Town
Unified School District	Scarborough (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,521.00	$663,800 Land $193,700 Building $470,100
2023	$6,773.00 (+3.77%)	$424,100 (-) Land $126,500 Building $297,600
2022	$6,527.00	$424,100 Land $126,500 Building $297,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 16 Schooner Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	4 (1996–2023)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Nov 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16 Schooner Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORTLAND WATER DISTRICT-GREATER serves 135,068 people · EPA ID ME0091300
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Fidium Fiber.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Schooner Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures