18 Schooner Rd, Scarborough, ME 04074 Property Records

Cumberland County and Scarborough Town property record for 18 Schooner Rd, Scarborough, ME 04074

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,717 sqft · built 1988
Lot Size	0.52 acres (22,651 sqft)
Owner	2 Individual Names on File
Tax Bill	$8,241 (2025)
Deeds & Mortgages	Oct 2020 Refinance Jan 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`U005038`

Property Details

APN / Parcel Number

Primary APN	`U005038`
Alternative APNs	`SCAR M:U005 L:038` `5784`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,717 sqft Living Area
Gross Area	6,196 sqft
1st Floor Area	1,119 sqft
Attic	Attic
Attic Area	1,660 sqft
Basement Area	988 sqft
Unfinished Basement	988 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	22,651 sqft (0.52 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	5784
Street Address	18 SCHOONER RD
City	SCARBOROUGH
State	ME
Zip	04074-8777
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	16
Legal Subdivision	PLEASANT HILLS
Legal Lot Number	38
Jurisdiction	SCARBOROUGH ME
Township / Civil Division	SCARBOROUGH
Census Block Group	1
Census Block	1004
Census Tract	17303

Owner

18 Schooner Rd is owned and occupied by two individuals who acquired it in September 2020.

Source: Cumberland County and Scarborough Town records, as of July 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	18 SCHOONER RD, SCARBOROUGH, ME 04074-8777
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance TD BANK NA
Jan 5, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance GORHAM SAVINGS BANK
Sep 24, 2020	Correction Deed NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 23, 2020
Transfer Doc	0372180089
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCARBOROUGH ME
Property Address	18 SCHOONER RD, SCARBOROUGH, ME 04074-8777
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0372620155
Date	Oct 5, 2020
Book Page	37262/155
Instrument	63131

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCARBOROUGH ME
Property Address	18 SCHOONER RD, SCARBOROUGH, ME 04074-8777
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0376520328
Date	Jan 5, 2021
Book Page	37652/328
Instrument	458

Lender

Name	GORHAM SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	349 Months
Due	Feb 1, 2050

September 2020: Correction Deed

Document Type	Correction Deed
Jurisdiction	SCARBOROUGH ME
Recording Date	Sep 24, 2020
Property Address	18 SCHOONER RD, SCARBOROUGH, ME 04074-8777
Document Number	0372180089
Book / Page	037218 / 000089
Instrument Date	Sep 23, 2020
Instrument	60265
Record Updated	Oct 12, 2020
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	18 SCHOONER RD SCARBOROUGH ME 040748777, SCARBOROUGH, ME 04074-8777

Tax Assessment & Valuation

The 2025 property tax bill for 18 Schooner Rd was $8,241.

Source: Cumberland County and Scarborough Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Scarborough Town
Unified School District	Scarborough (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$8,241.00	$727,400 Land $193,700 Building $533,700
2023	$7,123.00 (+4.6%)	$446,000 (+0.79%) Land $126,500 Building $319,500
2022	$6,810.00	$442,500 Land $126,500 Building $316,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 18 Schooner Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	4 (1996–2023)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Nov 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18 Schooner Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORTLAND WATER DISTRICT-GREATER serves 135,068 people · EPA ID ME0091300
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Fidium Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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