Cumberland County and Scarborough Town property record for 20 Schooner Rd, Scarborough, ME 04074
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 3,052 sqft · built 1989 |
| Lot Size | 0.52 acres (22,651 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $328,100 (Jun 2011) |
| Tax Bill | $9,353 (2025) |
| Deeds & Mortgages | Jan 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | U005039 |
| Primary APN | U005039 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 3,052 sqft Living Area |
| Gross Area | 7,452 sqft |
| 1st Floor Area | 1,344 sqft |
| Attic | Attic |
| Attic Area | 1,064 sqft |
| Basement Area | 1,344 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 22,651 sqft (0.52 acres) |
| Pool Type | Spa / Hot Tub (No Pool) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 5785 |
|---|---|
| Street Address | 20 SCHOONER RD |
| City | SCARBOROUGH |
| State | ME |
| Zip | 04074-8777 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 16 |
| Legal Lot Number | 39 |
| Jurisdiction | SCARBOROUGH ME |
| Township / Civil Division | SCARBOROUGH |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 17303 |
20 Schooner Rd is owned and occupied by two individuals who bought it in June 2011.
Source: Cumberland County and Scarborough Town records, as of May 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20 SCHOONER RD, SCARBOROUGH, ME 04074-8777 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 29, 2011 · Amount on File |
| Deed Sale | Jun 29, 2011 · Amount on File |
| Deed Document Number | 201131760 |
| Deed Book / Page | 28791 / 55 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCARBOROUGH ME |
| Property Address | 20 SCHOONER RD, SCARBOROUGH, ME 04074-8777 |
| Document Number | 0363480001 |
| Instrument Date | Jan 2, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2020 |
| Title Company | TITLE365 - OMAHA |
| Name | Verified Name |
|---|---|
| Address | 20 SCHOONER RD SCARBOROUGH ME 040748777, SCARBOROUGH, ME 04074-8777 |
| Document Number | 0363480001 |
|---|---|
| Date | Jan 16, 2020 |
| Book Page | 036348/000001 |
| Instrument | 2905 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 15, 2050 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 20 Schooner Rd was $9,353.
Source: Cumberland County and Scarborough Town assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Cumberland County |
| County Subdivision | Scarborough Town |
| Unified School District | Scarborough (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $9,353.00 | $825,500 Land $193,700 Building $631,800 |
| 2023 | $8,349.00 (+3.77%) | $522,800 (-) Land $126,500 Building $396,300 |
| 2022 | $8,046.00 | $522,800 Land $126,500 Building $396,300 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 20 Schooner Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 4 (1996–2023) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Nov 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20 Schooner Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PORTLAND WATER DISTRICT-GREATER serves 135,068 people · EPA ID ME0091300 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Fidium Fiber.
5G (outdoors only) and 4G LTE
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