21 Schooner Rd, Scarborough, ME 04074 Property Records

Cumberland County and Scarborough Town property record for 21 Schooner Rd, Scarborough, ME 04074

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,962 sqft · built 1992
Lot Size	0.49 acres (21,344 sqft)
Owner	2 Individual Names on File
Last Sale	$468,800 (May 2019)
Tax Bill	$9,116 (2025)
Deeds & Mortgages	Jun 2021 Refinance Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`U005041`

Property Details

APN / Parcel Number

Primary APN	`U005041`
Alternative APNs	`SCAR M:U005 L:041` `5786`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,962 sqft Living Area
Gross Area	5,967 sqft
1st Floor Area	1,319 sqft
Basement Area	1,246 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,344 sqft (0.49 acres)
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	5786
Street Address	21 SCHOONER RD
City	SCARBOROUGH
State	ME
Zip	04074-8775
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	16
Legal Subdivision	PLEASANT HILLS
Legal Lot Number	41
Jurisdiction	SCARBOROUGH ME
Township / Civil Division	SCARBOROUGH
Census Block Group	1
Census Block	1002
Census Tract	17303

Owner

21 Schooner Rd is owned and occupied by two individuals who bought it in May 2019.

Source: Cumberland County and Scarborough Town records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	21 SCHOONER RD, SCARBOROUGH, ME 04074-8775
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CALIBER HOME LOANS INC
Nov 4, 2019	Deed of Trust, Mortgage · Balloon Mortgage TOWN & COUNTRY FCU
May 31, 2019	Warranty Deed, Transfer CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2019 · Amount on File
Deed Sale	May 31, 2019 · Amount on File
Prior Sale	Jun 29, 2012 · Amount on File
Deed Document Number	201922541
Deed Book / Page	35683 / 227
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCARBOROUGH ME
Property Address	21 SCHOONER RD, SCARBOROUGH, ME 04074-8775
Transaction Type	Mortgage
Record Updated	Feb 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0382610152
Date	Jun 2, 2021
Book Page	38261/152
Instrument	38748

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2036

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCARBOROUGH ME
Property Address	21 SCHOONER RD, SCARBOROUGH, ME 04074-8775
Transaction Type	Mortgage
Record Updated	Feb 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0361350289
Date	Nov 4, 2019
Book Page	36135/289
Instrument	56058

Lender

Name	TOWN & COUNTRY FCU
Type	Credit Union

Agreement

Type	Balloon Mortgage
Amount	Amount on Record

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCARBOROUGH ME
Recording Date	May 31, 2019
Property Address	21 SCHOONER RD, SCARBOROUGH, ME 04074-8775
Document Number	0356830227
Book / Page	035683 / 000227
Instrument Date	May 31, 2019
Instrument	22541
Transaction Type	Transfer
Record Updated	Jun 24, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	40 BRENTWOOD RD CAPE ELIZABETH ME 041072226, CAPE ELIZABETH, ME 04107-2226

Mortgage

Document Number	356830229
Date	May 31, 2019
Book Page	035683/000229
Instrument	22542

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 30, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 21 Schooner Rd was $9,116.

Source: Cumberland County and Scarborough Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Scarborough Town
Unified School District	Scarborough (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$9,116.00	$804,600 Land $192,600 Building $612,000
2023	$8,089.00 (+3.77%)	$506,500 (-) Land $125,800 Building $380,700
2022	$7,795.00	$506,500 Land $125,800 Building $380,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 21 Schooner Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	4 (1996–2023)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Nov 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21 Schooner Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORTLAND WATER DISTRICT-GREATER serves 135,068 people · EPA ID ME0091300
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Fidium Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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