12 Schooner Rd, Scarborough, ME 04074 Property Records

Cumberland County and Scarborough Town property record for 12 Schooner Rd, Scarborough, ME 04074

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,569 sqft · built 1990
Lot Size	0.53 acres (23,087 sqft)
Owner	2 Individual Names on File
Tax Bill	$8,196 (2025)
Deeds & Mortgages	Mar 2022 Refinance Oct 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`U005035`

Property Details

APN / Parcel Number

Primary APN	`U005035`
Alternative APNs	`SCAR M:U005 L:035` `5750`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,569 sqft Living Area
Gross Area	4,795 sqft
1st Floor Area	1,345 sqft
Attic	Attic
Attic Area	576 sqft
Basement Area	1,332 sqft
Unfinished Basement	1,332 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	23,087 sqft (0.53 acres)
Pool Type	Spa / Hot Tub (No Pool)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	5750
Street Address	12 SCHOONER RD
City	SCARBOROUGH
State	ME
Zip	04074-8776
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	12
Legal Lot Number	35
Jurisdiction	SCARBOROUGH ME
Township / Civil Division	SCARBOROUGH
Census Block Group	1
Census Block	1004
Census Tract	17303

Owner

12 Schooner Rd is owned and occupied by two individuals.

Source: Cumberland County and Scarborough Town records, as of July 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12 SCHOONER RD, SCARBOROUGH, ME 04074-8776
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance BANGOR SAVINGS BANK
Oct 2, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance BANGOR SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCARBOROUGH ME
Property Address	12 SCHOONER RD, SCARBOROUGH, ME 04074-8776
Transaction Type	Mortgage
Record Updated	Mar 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0392480089
Date	Mar 11, 2022
Book Page	39248/89
Instrument	13612

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	157 Months
Due	Apr 1, 2035

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCARBOROUGH ME
Property Address	12 SCHOONER RD, SCARBOROUGH, ME 04074-8776
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0360360314
Date	Oct 2, 2019
Book Page	36036/314
Instrument	49338

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	157 Months
Due	Nov 1, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 12 Schooner Rd was $8,196.

Source: Cumberland County and Scarborough Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Scarborough Town
Unified School District	Scarborough (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$8,196.00	$723,400 Land $194,100 Building $529,300
2023	$7,333.00 (+5.12%)	$459,200 (+1.3%) Land $126,700 Building $332,500
2022	$6,976.00	$453,300 Land $126,700 Building $326,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 12 Schooner Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	4 (1996–2023)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Nov 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Schooner Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORTLAND WATER DISTRICT-GREATER serves 135,068 people · EPA ID ME0091300
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Fidium Fiber.

Cell Coverage

5G and 4G LTE (outdoors only)

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