19 Schooner Rd, Scarborough, ME 04074 Property Records

Cumberland County and Scarborough Town property record for 19 Schooner Rd, Scarborough, ME 04074

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,400 sqft · built 1989
Lot Size	0.53 acres (23,087 sqft)
Owner	2 Individual Names on File
Tax Bill	$7,878 (2025)
Deeds & Mortgages	Jul 2021 Refinance Nov 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`U005042`

Property Details

APN / Parcel Number

Primary APN	`U005042`
Alternative APNs	`SCAR M:U005 L:042` `5787`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,400 sqft Living Area
Gross Area	5,760 sqft
1st Floor Area	1,280 sqft
Attic	Attic
Attic Area	1,120 sqft
Basement Area	1,280 sqft
Unfinished Basement	1,280 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	23,087 sqft (0.53 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	5787
Street Address	19 SCHOONER RD
City	SCARBOROUGH
State	ME
Zip	04074-8775
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	16
Legal Subdivision	PLEASANT HILLS
Legal Lot Number	42
Jurisdiction	SCARBOROUGH ME
Township / Civil Division	SCARBOROUGH
Census Block Group	1
Census Block	1002
Census Tract	17303

Owner

19 Schooner Rd is owned and occupied by two individuals.

Source: Cumberland County and Scarborough Town records, as of July 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	19 SCHOONER RD, SCARBOROUGH, ME 04074-8775
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CUSO HOME LENDING
Nov 13, 2017	Deed of Trust, Mortgage NEW DIMENSIONS FCU
Oct 27, 2017	Loan Modification, Mortgage · Line of Credit NEW DIMENSIONS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCARBOROUGH ME
Property Address	19 SCHOONER RD, SCARBOROUGH, ME 04074-8775
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0383870111
Date	Jul 2, 2021
Book Page	38387/111
Instrument	47530

Lender

Name	CUSO HOME LENDING

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCARBOROUGH ME
Property Address	19 SCHOONER RD, SCARBOROUGH, ME 04074-8775
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0344550217
Date	Nov 13, 2017
Book Page	34455/0217
Instrument	000000057695

Lender

Name	NEW DIMENSIONS FCU

Agreement

Amount	Amount on Record

October 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SCARBOROUGH ME
Property Address	19 SCHOONER RD, SCARBOROUGH, ME 04074-8775
Document Number	0349800027
Instrument Date	Oct 27, 2017
Transaction Type	Mortgage
Record Updated	Aug 1, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 SCHOONER RD SCARBOROUGH ME 040748775, SCARBOROUGH, ME 04074-8775

Mortgage

Document Number	0349800027
Date	Jul 11, 2018
Book Page	034980/000027
Instrument	32683

Lender

Name	NEW DIMENSIONS FCU
Address	WATERVILLE, ME 04901

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 19 Schooner Rd was $7,878.

Source: Cumberland County and Scarborough Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Scarborough Town
Unified School District	Scarborough (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,878.00	$695,300 Land $194,100 Building $501,200
2023	$6,990.00 (+3.77%)	$437,700 (-) Land $126,700 Building $311,000
2022	$6,736.00	$437,700 Land $126,700 Building $311,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 19 Schooner Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	4 (1996–2023)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Nov 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19 Schooner Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORTLAND WATER DISTRICT-GREATER serves 135,068 people · EPA ID ME0091300
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Fidium Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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