17 Benner Loop, Ruther Glen, VA 22546 Property Records

Caroline County property record for 17 Benner Loop, Ruther Glen, VA 22546 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,080 sqft · built 1989
Lot Size	0.473 acres (20,607 sqft)
Owner	Individual Name on File
Last Sale	$239,400 (Dec 2020)
Tax Bill	$1,659 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit Dec 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`51A6-1-227`

Property Details

APN / Parcel Number

Primary APN	`51A6-1-227`
Alternative APNs	`051A6 1 227` `12666`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,080 sqft Living Area
Gross Area	1,200 sqft
1st Floor Area	1,056 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	20,607 sqft (0.473 acres)
Terrain	Rolling
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	12666
Street Address	17 BENNER LOOP
City	RUTHER GLEN
State	VA
Zip	22546-1306
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKE LAND OR LOT 227 SECT 3A
Legal Subdivision	LAKE LAND
Legal Lot Number	227
Jurisdiction	CAROLINE VA
Township / Civil Division	MADISON
Census Block Group	2
Census Block	2035
Census Tract	30501

Owner

Source: Caroline County records · APN 51A6-1-227

Assessment roll updated June 5, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	17 BENNER LOOP, RUTHER GLEN, VA 22546-1306
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2026	Deed of Trust, Mortgage · Line of Credit BANK TRUST
Dec 10, 2020	Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC
Sep 02, 2020	Quit Claim Deed, Transfer OTHER
Aug 14, 2020	Grant Deed, Transfer WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 10, 2020 · Amount on Record
Deed Sale	Dec 10, 2020 · Amount on Record
Prior Sale	Aug 14, 2020 · Amount on Record
Deed Document Number	20205656
Deed Book / Page	1410 / 250
Prior Transfer Date	Aug 31, 2020
Prior Transfer Doc	1394177
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAROLINE VA
Recording Date	Jul 22, 2026
Property Address	17 BENNER LOOP, RUTHER GLEN, VA 22546-1306
Document Number	0000003116
Instrument Date	Jul 17, 2026
Instrument	20263116
Transaction Type	Mortgage
Record Updated	Aug 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 BENNER LOOP, RUTHER GLEN, VA 22546-1306

Mortgage

Document Number	0000003116,
Date	Jul 22, 2026
Instrument	20263116

Lender

Name	BANK TRUST

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.47%
Max Rate	-1%

December 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CAROLINE VA
Recording Date	Dec 10, 2020
Property Address	17 BENNER LOOP, RUTHER GLEN, VA 22546-1306
Document Number	1410250
Book / Page	1410 / 250
Map Reference	MB 188 PG 376
Instrument Date	Dec 08, 2020
Instrument	200005656
Transaction Type	Transfer
Record Updated	Jun 08, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$239.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 BENNER LOOP, RUTHER GLEN, VA 22546-1306
Investor	Possibly a Property Investor

Mortgage

Document Number	200005657
Date	Dec 10, 2020
Instrument	200005657

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2051

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CAROLINE VA
Recording Date	Sep 02, 2020
Property Address	17 BENNER LOOP, RUTHER GLEN, VA 22546-1306
Document Number	1394177
Book / Page	001394 / 000177
Instrument Date	Aug 31, 2020
Instrument	3786
Transaction Type	Transfer
Record Updated	Sep 24, 2020
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	113 PATRICK HENRY DR RUTHER GLEN VA 225465140, RUTHER GLEN, VA 22546-5140

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CAROLINE VA
Recording Date	Aug 14, 2020
Property Address	17 BENNER LOOP, RUTHER GLEN, VA 22546-1306
Document Number	1390781
Book / Page	001390 / 000781
Instrument Date	Aug 11, 2020
Instrument	3430
Transaction Type	Transfer
Record Updated	Sep 10, 2020
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transaction

Amount	Amount Recorded
Tax	$144.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 PATRICK HENRY DR RUTHER GLEN VA 225465140, RUTHER GLEN, VA 22546-5140

Tax Assessment & Valuation

Source: Caroline County records · Assessment roll updated June 5, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Caroline County
Unified School District	Caroline County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,659.00 (-99.25%)	$286,100 (-) Land $50,000 Building $236,100
2025	$220,297.00	$286,100 Land $50,000 Building $236,100	$286,100 (-) Land $50,000 Building $236,100
2024			$286,100 Land $50,000 Building $236,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Caroline County (51033C), updated June 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510330305012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	9 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 29% of Virginia
Wildfire Likelihood	About 1 in 5,882 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 77 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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