22 Benner Loop, Ruther Glen, VA 22546 Property Records

Caroline County property record for 22 Benner Loop, Ruther Glen, VA 22546 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,708 sqft · built 2005
Lot Size	1 acres (43,778 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Sep 2018)
Tax Bill	$2,181 (2026)
Deeds & Mortgages	Jun 2020 Mortgage Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`51A6-1-237`

Property Details

APN / Parcel Number

Primary APN	`51A6-1-237`
Alternative APNs	`051A6 1 237` `12671`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	1,708 sqft Living Area
Gross Area	3,532 sqft
1st Floor Area	854 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Vinyl
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,778 sqft (1 acres)
Terrain	Rolling
Parking Spaces	1 Parking Space
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	12671
Street Address	22 BENNER LOOP
City	RUTHER GLEN
State	VA
Zip	22546-1306
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKE LAND OR LOT 237 REVISED SECT 3A LOT 237 & 254 COMBINED
Legal Subdivision	LAKE LAND
Legal Lot Number	237
Jurisdiction	CAROLINE VA
Township / Civil Division	MADISON
Census Block Group	2
Census Block	2034
Census Tract	30501

Owner

Source: Caroline County records · APN 51A6-1-237

Assessment roll updated June 5, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	22 BENNER LOOP, RUTHER GLEN, VA 22546-1306
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 19, 2020	Deed of Trust, Mortgage FREEDOM BK/VA
Sep 10, 2018	Grant Deed, Transfer · VA Mortgage FREEDOM BK/VA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 10, 2018 · Amount on Record
Deed Sale	Sep 10, 2018 · Amount on Record
Prior Sale	Jul 16, 2013
Deed Document Number	20183341
Deed Book / Page	1316 / 962
Prior Transfer Date	Oct 11, 2013
Prior Transfer Doc	0000005886
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAROLINE VA
Property Address	22 BENNER LOOP, RUTHER GLEN, VA 22546-1306
Document Number	1383486
Instrument Date	Jun 19, 2020
Transaction Type	Mortgage
Record Updated	Aug 27, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	22 BENNER LOOP RUTHER GLEN VA 225461306, RUTHER GLEN, VA 22546-1306

Mortgage

Document Number	1383486
Date	Jun 25, 2020
Book Page	001383/000486
Instrument	2558

Lender

Name	FREEDOM BK/VA
Type	Bank
Address	FAIRFAX, VA 22030

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 24, 2050

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CAROLINE VA
Recording Date	Sep 10, 2018
Property Address	22 BENNER LOOP, RUTHER GLEN, VA 22546-1306
Document Number	1316962
Book / Page	001316 / 000962
Instrument Date	Sep 07, 2018
Instrument	3341
Transaction Type	Transfer
Record Updated	Sep 19, 2018
Title Company	HERITAGE TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	22 BENNER LOOP RUTHER GLEN VA 225461306, RUTHER GLEN, VA 22546-1306

Mortgage

Document Number	1316965
Date	Sep 10, 2018
Book Page	001316/000965
Instrument	3342

Lender

Name	FREEDOM BK/VA
Type	Bank
Address	FAIRFAX, VA 22030

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 09, 2048

Tax Assessment & Valuation

Source: Caroline County records · Assessment roll updated June 5, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Caroline County
Unified School District	Caroline County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,181.00 (-99.25%)	$375,960 (-) Land $65,000 Building $310,960
2025	$289,489.00	$375,960 Land $65,000 Building $310,960	$375,960 (-) Land $65,000 Building $310,960
2024			$375,960 Land $65,000 Building $310,960

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Caroline County (51033C), updated June 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510330305012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Nearby Flood Policies	9 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 29% of Virginia
Wildfire Likelihood	About 1 in 5,556 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 74 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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