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20 Benner Loop, Ruther Glen, VA 22546 Property Records

Caroline County property record for 20 Benner Loop, Ruther Glen, VA 22546 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2019
Square Footage1,132 sqft Living Area
Lot Size22,194 sqft (0.51 acres)
OccupancyOwner Occupied
Last Sale$965 (2022)
Tax Bill$2,167.00 (2026)

Owner

Source: Caroline County records · APN 51A6-1-236

Assessment roll updated June 5, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address20 BENNER LOOP, RUTHER GLEN, VA 22546-1306
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 24, 2022Deed of Trust, Mortgage · Conventional Mortgage
VIRGINIA CU INC
Apr 12, 2023Deed of Trust, Mortgage · Line of Credit
VIRGINIA CU INC
Jan 25, 2022Gift Deed, Transfer
Oct 01, 2018Deed of Trust, Mortgage · Line of Credit
VIRGINIA PARTNERS BANK
Jun 10, 2019Grant Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
VIRGINIA CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 25, 2022 · Amount on Record
Deed SaleJan 25, 2022 · Amount on Record
Prior SaleJun 10, 2019 · Amount on Record
Deed Doc Number2022406
Deed Book / Page1483 / 513
Prior Transfer DateDec 12, 2014
Prior Transfer Doc0000004420
Record RefreshedSep 20, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAROLINE VA
Property Address20 BENNER LOOP, RUTHER GLEN, VA 22546-1306
Transaction TypeMortgage
Record UpdatedJun 14, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001483474
DateJan 24, 2022
Book Page1483/474
Instrument220000402
Lender
NameVIRGINIA CU INC
TypeCredit Union
AddressRICHMOND, VA 23225
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2052

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAROLINE VA
Property Address20 BENNER LOOP, RUTHER GLEN, VA 22546-1306
Transaction TypeMortgage
Record UpdatedMay 08, 2023
Title CompanyTITLE FIRST, TITLE FIRST AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address901 E CARY ST 5000, 5000, RICHMOND, VA 23219-4063

Mortgage

Document Number0230001360
DateApr 12, 2023
Instrument230001360
Lender
NameVIRGINIA CU INC
TypeCredit Union
AddressRICHMOND, VA 23225
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueApr 28, 2038
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

January 2022: Gift Deed, Transfer

Document TypeGift Deed
JurisdictionCAROLINE VA
Recording DateJan 25, 2022
Property Address20 BENNER LOOP, RUTHER GLEN, VA 22546-1306
Document Number0001483513
Book / Page1483 / 513
Map ReferenceMB 1890 PG 428
Instrument DateJan 19, 2022
Instrument220000406
Transaction TypeTransfer
Record UpdatedNov 15, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address20 BENNER LOOP, RUTHER GLEN, VA 22546-1306

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAROLINE VA
Property Address20 BENNER LOOP, RUTHER GLEN, VA 22546-1306
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanySTA TITLE & ESCROW INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1318853
DateOct 01, 2018
Book Page1318/853
Instrument183611
Lender
NameVIRGINIA PARTNERS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

June 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCAROLINE VA
Recording DateJun 10, 2019
Property Address20 BENNER LOOP, RUTHER GLEN, VA 22546-1306
Document Number1340776
Book / Page001340 / 000776
Instrument DateMay 30, 2019
Instrument1919
Transaction TypeTransfer
Record UpdatedJul 29, 2019
Title CompanyVISTA TITLE AND ESCROW INC, STA TITLE & ESCROW INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$229.90
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address20 BENNER LOOP RUTHER GLEN VA 22546, RUTHER GLEN, VA 22546

Mortgage

Document Number1340779
DateJun 10, 2019
Book Page001340/000779
Instrument1920
Lender
NameVIRGINIA CU
TypeCredit Union
AddressRICHMOND, VA 23225
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueJun 09, 2049

Tax Assessment & Valuation

Source: Caroline County records · Assessment roll updated June 5, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateVirginia
CountyCaroline County
Unified School DistrictCaroline County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$2,167.00 (-99.25%)$373,660 (-) Land $50,000 Building $323,660
2025$287,718.00$373,660 Land $50,000 Building $323,660$373,660 (-) Land $50,000 Building $323,660
2024$373,660 Land $50,000 Building $323,660

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Caroline County (51033C), updated June 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 29% of Virginia
Wildfire LikelihoodAbout 1 in 5,882 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN51A6-1-236
Alternative APNs
  • 051A6 1 236
  • 3876

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,132 sqft Living Area
Gross Area2,382 sqft Gross Area
1st Floor1,090 sqft 1st Floor
Basement Area1,090 sqft Basement
Stories1 Stories
Primary FlooringSoftwood Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleSplit Foyer Style
Exterior MaterialVinyl Exterior
Roof ConstructionGable Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area22,194 sqft (0.51 acres)
Shed1 Shed
Shed Area64 sqft Shed
TopographyRolling Topography

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHeat Pump Heating
Heating FuelElectric Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account Number3876
Street Address20 BENNER LOOP
CityRUTHER GLEN
StateVA
Zip22546-1306
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLAKE LAND OR LOT 236
Legal SubdivisionLAKE LAND
Legal Lot Number236
JurisdictionCAROLINE VA
Minor Civil DivisionMADISON
Census Blockgroup2
Census Block2034
Census Tract30501

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