13 Benner Loop, Ruther Glen, VA 22546 Property Records

Caroline County property record for 13 Benner Loop, Ruther Glen, VA 22546

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.471 acres (20,533 sqft)
Owner	Company Name on Record
Last Sale	$35,000 (Jul 2022)
Tax Bill	$232 (2026)
Deeds & Mortgages	Jul 2026 Construction Loan Jul 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`51A6-1-229`

Property Details

APN / Parcel Number

Primary APN	`51A6-1-229`
Alternative APNs	`051A6 1 229` `12668`

Exterior

Lot Area	20,533 sqft (0.471 acres)
Terrain	Rolling

Utilities, Heating & Cooling

Water Source	Commercial

Location & Zoning

Account Number	12668
Street Address	13 BENNER LOOP
City	RUTHER GLEN
State	VA
Zip	22546-1306
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	R1
Legal Description	LAKE LAND OR LOT 229 SECT 3A
Legal Subdivision	LAKE LAND
Legal Lot Number	229
Jurisdiction	CAROLINE VA
Township / Civil Division	MADISON
Census Block Group	2
Census Block	2035
Census Tract	30501

Owner

Source: Caroline County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2120 STAPLES MILL RD, 100, RICHMOND, VA 23230-2917
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2026	Gift Deed, Transfer · Construction Mortgage NATIONAL FUNDING
Jul 8, 2022	Deed, Transfer WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 2022 · Amount on Record
Deed Sale	Jul 8, 2022 · Amount on Record
Deed Document Number	20223422
Deed Book / Page	1505 / 760
Last Transfer Date	Jul 16, 2026
Transfer Doc	0000003136
Record Updated	Sep 20, 2026

July 2026: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	CAROLINE VA
Recording Date	Jul 23, 2026
Property Address	13 BENNER LOOP, RUTHER GLEN, VA 22546-1306
Document Number	0000003136
Instrument Date	Jul 16, 2026
Instrument	20263136
Transaction Type	Transfer
Record Updated	Aug 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership

Mortgage

Document Number	0000003137,
Date	Jul 23, 2026
Instrument	20263137

Lender

Name	NATIONAL FUNDING

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	10 Months
Due	May 1, 2027

Interest

Rate	6.52%
Max Rate	-1%

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CAROLINE VA
Recording Date	Jul 8, 2022
Property Address	13 BENNER LOOP, RUTHER GLEN, VA 22546-1306
Document Number	0001505760
Book / Page	1505 / 760
Map Reference	MB 189 PG 21
Instrument Date	Jul 5, 2022
Instrument	220003422
Transaction Type	Transfer
Record Updated	Nov 22, 2022
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transaction

Amount	Amount Recorded
Tax	$17.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1707 SUMMIT AVE STE A, A, RICHMOND, VA 23230-4545

Tax Assessment & Valuation

Source: Caroline County assessment roll, as of June 5, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Caroline County
Unified School District	Caroline County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$232.00 (-99.25%)	$40,000 Land $40,000
2025	$30,800.00		$40,000 Land $40,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE LAND`OR private · serves 4,818 people · EPA ID VA6033450
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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