15 Benner Loop, Ruther Glen, VA 22546 Property Records

Caroline County property record for 15 Benner Loop, Ruther Glen, VA 22546

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,144 sqft · built 1993
Lot Size0.492 acres (21,437 sqft)
OwnerCompany Name on File
Last Sale$167,000 (Aug 2021)
Tax Bill$1,569 (2026)
Deeds & MortgagesMar 2022 Construction Loan
Aug 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN51A6-1-228

Property Details

APN / Parcel Number

Primary APN51A6-1-228
Alternative APNs
  • 051A6 1 228
  • 12667

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,144 sqft Living Area
Gross Area2,402 sqft
1st Floor Area1,144 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Exterior MaterialVinyl
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area21,437 sqft (0.492 acres)
TerrainRolling

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerConnected

Location & Zoning

Account Number12667
Street Address15 BENNER LOOP
CityRUTHER GLEN
StateVA
Zip22546-1306
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLAKE LAND OR LOT 228 SECT 3A
Legal SubdivisionLAKE LAND
Legal Lot Number228
JurisdictionCAROLINE VA
Township / Civil DivisionMADISON
Census Block Group2
Census Block2035
Census Tract30501

Owner

Source: Caroline County assessment roll, APN 51A6-1-228, as of June 5, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address1707 SUMMIT AVE, A, RICHMOND, VA 23230-4545
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Mar 18, 2022Gift Deed, Transfer · Construction Mortgage
FRC VTX ASSETS LLC
Aug 23, 2021Deed of Trust, Mortgage · Stand-Alone First Mortgage
THE SIMON LAW FIRM PLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 23, 2021 · Amount on Record
Deed SaleAug 23, 2021 · Amount on Record
Deed Document Number20215070
Deed Book / Page1457 / 255
Last Transfer DateMar 14, 2022
Transfer Doc0001490395
Record UpdatedSep 20, 2026

March 2022: Gift Deed, Transfer

Document TypeGift Deed
JurisdictionCAROLINE VA
Recording DateMar 18, 2022
Property Address15 BENNER LOOP, RUTHER GLEN, VA 22546-1306
Document Number0001490395
Book / Page1490 / 395
Map ReferenceMB 189 PG 021
Instrument DateMar 14, 2022
Instrument220001338
Transaction TypeTransfer
Record UpdatedApr 15, 2022
Title CompanyJOURNEY SETTLEMENTS LLC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1707 SUMMIT AVE, RICHMOND, VA 23230-4500

Mortgage

Document Number0001490398
DateMar 18, 2022
Book Page1490/398
Instrument220001339
Lender
NameFRC VTX ASSETS LLC
TypeNon-Lending Institution
AddressGREAT NECK, NY 11021
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2052

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAROLINE VA
Property Address15 BENNER LOOP, RUTHER GLEN, VA 22546-1306
Transaction TypeMortgage
Record UpdatedNov 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1457258
DateAug 23, 2021
Book Page1457/258
Instrument210005071
Lender
NameTHE SIMON LAW FIRM PLC
TypeNon-Lending Institution
AddressRICHMOND, VA 23230
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term10 Months
DueJun 01, 2022

Tax Assessment & Valuation

Source: Caroline County assessment roll as of June 5, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateVirginia
CountyCaroline County
Unified School DistrictCaroline County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,569.00 (-99.25%)$270,600 (-) Land $50,000 Building $220,600
2025$208,362.00$270,600 Land $50,000 Building $220,600$270,600 (-) Land $50,000 Building $220,600
2024$270,600 Land $50,000 Building $220,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Caroline County (51033C), as of June 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510330305012, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 77 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System, water system VA6033450, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemLAKE LAND`OR
private · serves 4,818 people
Water SourceGroundwater
Last State InspectionAug 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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