Caroline County property record for 15 Benner Loop, Ruther Glen, VA 22546
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,144 sqft · built 1993 |
| Lot Size | 0.492 acres (21,437 sqft) |
| Owner | Company Name on File |
| Last Sale | $167,000 (Aug 2021) |
| Tax Bill | $1,569 (2026) |
| Deeds & Mortgages | Mar 2022 Construction Loan Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 51A6-1-228 |
| Primary APN | 51A6-1-228 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,144 sqft Living Area |
| Gross Area | 2,402 sqft |
| 1st Floor Area | 1,144 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Vinyl |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 21,437 sqft (0.492 acres) |
| Terrain | Rolling |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 12667 |
|---|---|
| Street Address | 15 BENNER LOOP |
| City | RUTHER GLEN |
| State | VA |
| Zip | 22546-1306 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LAKE LAND OR LOT 228 SECT 3A |
| Legal Subdivision | LAKE LAND |
| Legal Lot Number | 228 |
| Jurisdiction | CAROLINE VA |
| Township / Civil Division | MADISON |
| Census Block Group | 2 |
| Census Block | 2035 |
| Census Tract | 30501 |
Source: Caroline County assessment roll, APN 51A6-1-228, as of June 5, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1707 SUMMIT AVE, A, RICHMOND, VA 23230-4545 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Mar 18, 2022 | Gift Deed, Transfer · Construction Mortgage FRC VTX ASSETS LLC |
| Aug 23, 2021 | Deed of Trust, Mortgage · Stand-Alone First Mortgage THE SIMON LAW FIRM PLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 23, 2021 · Amount on Record |
| Deed Sale | Aug 23, 2021 · Amount on Record |
| Deed Document Number | 20215070 |
| Deed Book / Page | 1457 / 255 |
| Last Transfer Date | Mar 14, 2022 |
| Transfer Doc | 0001490395 |
| Record Updated | Sep 20, 2026 |
| Document Type | Gift Deed |
|---|---|
| Jurisdiction | CAROLINE VA |
| Recording Date | Mar 18, 2022 |
| Property Address | 15 BENNER LOOP, RUTHER GLEN, VA 22546-1306 |
| Document Number | 0001490395 |
| Book / Page | 1490 / 395 |
| Map Reference | MB 189 PG 021 |
| Instrument Date | Mar 14, 2022 |
| Instrument | 220001338 |
| Transaction Type | Transfer |
| Record Updated | Apr 15, 2022 |
| Title Company | JOURNEY SETTLEMENTS LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1707 SUMMIT AVE, RICHMOND, VA 23230-4500 |
| Document Number | 0001490398 |
|---|---|
| Date | Mar 18, 2022 |
| Book Page | 1490/398 |
| Instrument | 220001339 |
| Name | FRC VTX ASSETS LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | GREAT NECK, NY 11021 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAROLINE VA |
| Property Address | 15 BENNER LOOP, RUTHER GLEN, VA 22546-1306 |
| Transaction Type | Mortgage |
| Record Updated | Nov 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1457258 |
|---|---|
| Date | Aug 23, 2021 |
| Book Page | 1457/258 |
| Instrument | 210005071 |
| Name | THE SIMON LAW FIRM PLC |
|---|---|
| Type | Non-Lending Institution |
| Address | RICHMOND, VA 23230 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 10 Months |
| Due | Jun 01, 2022 |
Source: Caroline County assessment roll as of June 5, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Caroline County |
| Unified School District | Caroline County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,569.00 (-99.25%) | $270,600 (-) Land $50,000 Building $220,600 | |
| 2025 | $208,362.00 | $270,600 Land $50,000 Building $220,600 | $270,600 (-) Land $50,000 Building $220,600 |
| 2024 | $270,600 Land $50,000 Building $220,600 |
Source: FEMA National Flood Hazard Layer, Caroline County (51033C), as of June 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510330305012, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 77 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System, water system VA6033450, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LAKE LAND`OR private · serves 4,818 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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