23 Benner Loop, Ruther Glen, VA 22546 Property Records

Caroline County property record for 23 Benner Loop, Ruther Glen, VA 22546 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	2 Baths
Year Built	Built 1986
Square Footage	1,200 sqft Living Area
Lot Size	21,669 sqft (0.497 acres)
Occupancy	Owner Occupied
Last Sale	$160,000 (2019)
Tax Bill	$1,650.00 (2026)

Property Details

APN / Parcel Number

Primary APN	`51A6-1-225`
Alternative APNs	`051A6 1 225` `15552`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	1,200 sqft Living Area
Gross Area	2,800 sqft Gross Area
1st Floor	1,200 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Vinyl Exterior
Foundation Type	No Foundation Foundation
Roof Construction	Gable Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	21,669 sqft (0.497 acres)
Shed	1 Shed
Shed Area	144 sqft Shed
Topography	Rolling Topography

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating
Heating Fuel	Electric Heating Fuel
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	15552
Street Address	23 BENNER LOOP
City	RUTHER GLEN
State	VA
Zip	22546-1306
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LAKE LAND OR LOT 225
Legal Subdivision	LAKE LAND
Legal Lot Number	225
Jurisdiction	CAROLINE VA
Minor Civil Division	MADISON
Census Blockgroup	2
Census Block	2035
Census Tract	30501

Owner

Source: Caroline County records · APN 51A6-1-225

Assessment roll updated June 5, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	23 BENNER LOOP, RUTHER GLEN, VA 22546-1306
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 09, 2019 · Amount on Record
Deed Sale	Dec 09, 2019 · Amount on Record
Prior Sale	Nov 04, 2003 · Amount on Record
Deed Doc Number	20194483
Deed Book / Page	1359 / 864
Record Refreshed	Sep 20, 2026

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAROLINE VA
Recording Date	Dec 09, 2019
Property Address	23 BENNER LOOP, RUTHER GLEN, VA 22546-1306
Document Number	1359864
Book / Page	001359 / 000864
Instrument Date	Dec 04, 2019
Instrument	4483
Transaction Type	Transfer
Record Updated	Jan 06, 2020
Title Company	MBH SETTLEMENT GROUP LC, MBH SETTLEMENT GRP LC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$160.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	23 BENNER LOOP RUTHER GLEN VA 225461306, RUTHER GLEN, VA 22546-1306

Mortgage

Document Number	1359867
Date	Dec 09, 2019
Book Page	001359/000867
Instrument	4484

Lender

Name	RESIDENTIAL MTG SVC
Type	Mortgage Company
Address	SOUTH PORTLAND, ME 04106

Agreement

Type	Conventional Mortgage with Private Mortgage Insurance (PMI)
Amount	Amount Recorded
Term	360 Months
Due	Dec 08, 2049

Tax Assessment & Valuation

Source: Caroline County records · Assessment roll updated June 5, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Caroline County
Unified School District	Caroline County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,650.00 (-99.25%)	$284,500 Land $50,000 Building $234,500
2025	$219,065.00		$284,500 Land $50,000 Building $234,500

Flood & Wildfire

23 Benner Loop is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Caroline County (51033C), updated June 14, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 29th in Virginia
Wildfire Likelihood	Low — about 1 in 5,556 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.