12 Benner Loop, Ruther Glen, VA 22546 Property Records

Caroline County property record for 12 Benner Loop, Ruther Glen, VA 22546 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,669 sqft · built 2006
Lot Size0.558 acres (24,314 sqft)
OwnerIndividual Name on File
Last Sale$155,000 (May 2011)
Tax Bill$2,050 (2026)
Deeds & MortgagesDec 2020 Mortgage
Mar 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN51A6-1-232

Property Details

APN / Parcel Number

Primary APN51A6-1-232
Alternative APNs
  • 051A6 1 232
  • 12670

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,669 sqft Living Area
Gross Area4,073 sqft
1st Floor Area1,669 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialVinyl
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area24,314 sqft (0.558 acres)
TerrainRolling
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerConnected

Location & Zoning

Account Number12670
Street Address12 BENNER LOOP
CityRUTHER GLEN
StateVA
Zip22546-1306
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAKE LAND OR LOT 232 SECT 3A
Legal SubdivisionLAKE LAND
Legal Lot Number232
JurisdictionCAROLINE VA
Township / Civil DivisionMADISON
Census Block Group2
Census Block2034
Census Tract30501

Owner

Source: Caroline County records · APN 51A6-1-232

Assessment roll updated June 5, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address12 BENNER LOOP, RUTHER GLEN, VA 22546-1306
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 28, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Mar 20, 2018Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 16, 2011 · Amount on Record
Deed SaleMay 16, 2011 · Amount on Record
Deed Document Number20111665
Deed Book / Page1059 / 930
Record UpdatedSep 20, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAROLINE VA
Property Address12 BENNER LOOP, RUTHER GLEN, VA 22546-1306
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1412855
DateDec 28, 2020
Book Page1412/855
Instrument200005938
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term121 Months
DueJan 01, 2031
Interest
Rate2.62%

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAROLINE VA
Property Address12 BENNER LOOP, RUTHER GLEN, VA 22546-1306
Document Number1301195
Instrument DateMar 20, 2018
Transaction TypeMortgage
Record UpdatedMay 29, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 BENNER LOOP RUTHER GLEN VA 225461306, RUTHER GLEN, VA 22546-1306

Mortgage

Document Number1301195
DateMar 26, 2018
Book Page001301/000195
Instrument1075
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMar 25, 2033
Interest
Rate3.99%

Tax Assessment & Valuation

Source: Caroline County records · Assessment roll updated June 5, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateVirginia
CountyCaroline County
Unified School DistrictCaroline County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$2,050.00 (-99.25%)$353,400 Land $55,000 Building $298,400
2025$272,118.00$353,400 Land $55,000 Building $298,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Caroline County (51033C), updated June 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510330305012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies9 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 29% of Virginia
Wildfire LikelihoodAbout 1 in 5,882 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 77 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable1,200 / 35
VerizonFixed Wireless300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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