16850 Prado Loop, Loxley, AL 36551 Property Records

Baldwin County property record for 16850 Prado Loop, Loxley, AL 36551

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,388 sqft · built 2009
Lot Size0.21 acres (8,983 sqft)
OwnerIndividual Name on Record
Last Sale$112,000 (Nov 2014)
Tax Bill$633 (2026)
Deeds & MortgagesOct 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN42-07-26-0-000-011.011

Property Details

APN / Parcel Number

Primary APN42-07-26-0-000-011.011
Alternative APNs
  • 288467
  • 321834

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,388 sqft Heated Area
1st Floor Area1,388 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Exterior MaterialBrick
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area8,983 sqft (0.21 acres)
Lot Dimensions130 ft deep x 69.1 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number321834
Street Address16850 PRADO LOOP
CityLOXLEY
StateAL
Zip36551-7005
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description69.1' X 130' IRR LOT 147 COTTAGES OF AVENTURA SUB PHASE 1 SLIDE 2298-A SEC 26-T5S-R3E (SP WD)
Legal SubdivisionCOTTAGES OF AVENTURA
Legal Phase1
Legal Lot Number147
JurisdictionBALDWIN AL
Township / Civil DivisionROBERTSDALE
Census Block Group2
Census Block2011
Census Tract10903

Owner

Source: Baldwin County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address16850 PRADO LOOP, LOXLEY, AL 36551-7005
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 24, 2014 · Amount on Record
Deed SaleNov 24, 2014 · Amount on Record
Prior SaleMay 1, 2013 · Amount on Record
Deed Document Number20141487371
Prior Transfer DateApr 22, 2013
Prior Transfer Doc0001395769
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALDWIN AL
Property Address16850 PRADO LOOP, LOXLEY, AL 36551-7005
Transaction TypeMortgage
Record UpdatedOct 20, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001950100
DateOct 11, 2021
Instrument1950100
Lender
NameFIRSTBANK
TypeBank
AddressFRANKLIN, TN 37064
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2051

Tax Assessment & Valuation

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyBaldwin County
Unified School DistrictBaldwin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$633.00 Homeowner's exemption
2025$633.00 (+4.63%)$21,880 (+4.29%) Land $4,280 Building $17,600$218,800 (+4.34%) Land $42,800 Building $176,000
2023$605.00 (+18.4%) Homeowner's exemption$20,980 (+16.82%)$209,700 (+16.82%) Land $21,300 Building $188,400
2022$511.00 (+23.73%) Homeowner's exemption$17,960$179,500 Land $22,500 Building $157,000
2021$413.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 23 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies23 in force
Nearby Flood Claims1 (2009)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 2009 · Severe Storms, Flooding, Tornadoes & Straight-line

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · above 50% of Alabama
Wildfire Likelihood0.08% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Point Broadband
Fiber
1,000 / 1,000
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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