Baldwin County property record for 16820 Prado Loop, Loxley, AL 36551
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,725 sqft · built 2007 |
| Lot Size | 0.21 acres (9,243 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $296,000 (Sep 2024) |
| Tax Bill | $769 (2026) |
| Deeds & Mortgages | May 2023 Sale & Mortgage Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 42-07-26-0-000-011.012 |
| Primary APN | 42-07-26-0-000-011.012 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,725 sqft Heated Area |
| 1st Floor Area | 1,725 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Fiber Cement Siding |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 9,243 sqft (0.21 acres) |
| Lot Dimensions | 130 ft deep x 71.1 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 552654 |
|---|---|
| Street Address | 16820 PRADO LOOP |
| City | LOXLEY |
| State | AL |
| Zip | 36551-7005 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 COTTAGES OF AVENTURA SUB PHASE 1 SLIDE 2298-A |
| Legal Subdivision | COTTAGES OF AVENTURA |
| Legal Phase | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | BALDWIN AL |
| Township / Civil Division | ROBERTSDALE |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 10903 |
Source: Baldwin County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 16820 PRADO LOOP, LOXLEY, AL 36551-7005 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| May 31, 2023 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage LENNAR MORTGAGE LLC |
| Sep 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Jun 7, 2022 | Warranty Deed, Transfer · FHA Mortgage FIRST FEDERAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 6, 2024 · Amount on Record |
| Deed Sale | Sep 6, 2024 · Amount on Record |
| Prior Sale | Jun 7, 2022 · Amount on Record |
| Deed Document Number | 20242145222 |
| Prior Transfer Date | Nov 23, 2014 |
| Prior Transfer Doc | 0001489279 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | May 31, 2023 |
| Property Address | 16820 PRADO LOOP, LOXLEY, AL 36551-7005 |
| Document Number | 0002066565 |
| Map Reference | SL 2858-B&2858-C |
| Instrument Date | May 26, 2023 |
| Instrument | 2066565 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 14, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 801 W ROMANA ST, PENSACOLA, FL 32502-4668 |
| Name | Verified Name |
|---|---|
| Address | 16636 PRADO LOOP, LOXLEY, AL 36551-8730 |
| Document Number | 0002066566 |
|---|---|
| Date | May 31, 2023 |
| Instrument | 2066566 |
| Name | LENNAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 16820 PRADO LOOP, LOXLEY, AL 36551-7005 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001859403 |
|---|---|
| Date | Sep 25, 2020 |
| Instrument | 1859403 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 1, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Jun 7, 2022 |
| Property Address | 16820 PRADO LOOP, LOXLEY, AL 36551-7005 |
| Document Number | 0002003874 |
| Map Reference | SL 2298-A |
| Instrument Date | Jun 3, 2022 |
| Instrument | 2003874 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 451, ROBERTSDALE, AL 36567-0451 |
| Name | Verified Name |
|---|---|
| Address | 16820 PRADO LOOP, LOXLEY, AL 36551-7005 |
| Document Number | 0002003875 |
|---|---|
| Date | Jun 7, 2022 |
| Instrument | 2003875 |
| Name | FIRST FEDERAL BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2052 |
Source: Baldwin County assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Baldwin County |
| Unified School District | Baldwin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $769.00 Homeowner's exemption | ||
| 2025 | $769.00 (+13.59%) | $26,280 (+12.79%) Land $4,280 Building $22,000 | $262,800 (+12.84%) Land $42,800 Building $220,000 |
| 2023 | $677.00 (+18.56%) Homeowner's exemption | $23,300 (+17.09%) | $232,900 (+17.15%) Land $21,300 Building $211,600 |
| 2022 | $571.00 (+24.95%) Homeowner's exemption | $19,900 | $198,800 Land $22,500 Building $176,300 |
| 2021 | $457.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 1 (2009) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2009 · Severe Storms, Flooding, Tornadoes & Straight-line |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 50% of Alabama |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Point Broadband Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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