16799 Prado Loop, Loxley, AL 36551 Property Records

Baldwin County property record for 16799 Prado Loop, Loxley, AL 36551

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,666 sqft · built 2007
Lot Size0.183 acres (7,962 sqft)
OwnerIndividual Name on Record
Tax Bill$682 (2026)
Deeds & MortgagesMay 2017 Line of Credit
Sep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN42-07-26-0-000-011.017

Property Details

APN / Parcel Number

Primary APN42-07-26-0-000-011.017
Alternative APNs
  • 288473
  • 309743

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,666 sqft Heated Area
1st Floor Area1,666 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Exterior MaterialFiber Cement Siding
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area7,962 sqft (0.183 acres)
Lot Dimensions132 ft deep x 60 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number309743
Street Address16799 PRADO LOOP
CityLOXLEY
StateAL
Zip36551-7002
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description60' X 132.7' LOT 101 COTTAGES OF AVENTURA SUB PHASE 1 SLIDE2298-A SEC 26-T5S-R3E (CORR WD - SURVIVORSHIP) IN#143992
Legal SubdivisionCOTTAGES OF AVENTURA
Legal Phase1
Legal Lot Number101
JurisdictionBALDWIN AL
Township / Civil DivisionROBERTSDALE
Census Block Group2
Census Block2011
Census Tract10903

Owner

Source: Baldwin County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address16799 PRADO LOOP, LOXLEY, AL 36551-7002
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Al (and Others)

Deeds, Mortgages & Sale History

DateDocument
May 2, 2017Deed of Trust, Mortgage · Line of Credit
PEN AIR FEDERAL CU
Sep 10, 2020Deed of Trust, Mortgage · Conventional Mortgage
PEN AIR FEDERAL CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 6, 2006
Deed SaleDec 6, 2006
Deed Document Number20061018237
Last Transfer DateApr 10, 2014
Transfer Doc0001455442
Record UpdatedOct 29, 2026

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALDWIN AL
Property Address16799 PRADO LOOP, LOXLEY, AL 36551-7002
Transaction TypeMortgage
Record UpdatedOct 20, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001630728
DateMay 2, 2017
Instrument1630728
Lender
NamePEN AIR FEDERAL CU
TypeCredit Union
AddressPENSACOLA, FL 32514
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMay 1, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALDWIN AL
Property Address16799 PRADO LOOP, LOXLEY, AL 36551-7002
Transaction TypeMortgage
Record UpdatedOct 20, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001856916
DateSep 10, 2020
Instrument1856916
Lender
NamePEN AIR FEDERAL CU
TypeCredit Union
AddressPENSACOLA, FL 32504
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueSep 1, 2035

Tax Assessment & Valuation

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyBaldwin County
Unified School DistrictBaldwin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$682.00 (-1.16%) Homeowner's exemption
2025$690.00 (+2.07%)$23,740 (+2.06%) Land $4,280 Building $19,460$237,400 (+2.15%) Land $42,800 Building $194,600
2023$676.00 (+19.65%) Homeowner's exemption$23,260 (+18.07%)$232,400 (+18.03%) Land $21,300 Building $211,100
2022$565.00 (+25%) Homeowner's exemption$19,700$196,900 Land $22,500 Building $174,400
2021$452.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 23 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies23 in force
Nearby Flood Claims1 (2009)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 2009 · Severe Storms, Flooding, Tornadoes & Straight-line

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · above 50% of Alabama
Wildfire Likelihood0.08% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Point Broadband
Fiber
1,000 / 1,000
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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