16811 Prado Loop, Loxley, AL 36551 Property Records

Baldwin County property record for 16811 Prado Loop, Loxley, AL 36551

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 2,208 sqft · built 2007
Lot Size0.183 acres (7,962 sqft)
OwnerIndividual Name on File
Last Sale$139,900 (Sep 2013)
Tax Bill$772 (2026)
Deeds & MortgagesNov 2025 Mortgage
Flood ZoneZone X (minimal risk)
APN42-07-26-0-000-011.018

Property Details

APN / Parcel Number

Primary APN42-07-26-0-000-011.018
Alternative APNs
  • 288474
  • 305442

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories2 Stories
Building Area2,208 sqft Heated Area
1st Floor Area1,970 sqft
Upper Floors Area238 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Exterior MaterialFiber Cement Siding
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area7,962 sqft (0.183 acres)
Lot Dimensions132 ft deep x 60 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number305442
Street Address16811 PRADO LOOP
CityLOXLEY
StateAL
Zip36551-8691
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description60' X 132.7' LOT 102 COTTAGES OF AVENTURA SUB PHASE 1 SLIDE2298-A SEC 26-T5S-R3E (WD)
Legal SubdivisionCOTTAGES OF AVENTURA
Legal Phase1
Legal Lot Number102
JurisdictionBALDWIN AL
Township / Civil DivisionROBERTSDALE
Census Block Group2
Census Block2011
Census Tract10903

Owner

16811 Prado Loop is owned and occupied by an individual who bought it in September 2013.

Source: Baldwin County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address16811 PRADO LOOP, LOXLEY, AL 36551-8691
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 18, 2013 · Amount on File
Deed SaleSep 18, 2013 · Amount on File
Prior SaleNov 28, 2006
Deed Document Number20131420915
Record UpdatedOct 29, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALDWIN AL
Property Address16811 PRADO LOOP, LOXLEY, AL 36551-8691
Transaction TypeMortgage
Record UpdatedNov 26, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address16811 PRADO LOOP, LOXLEY, AL 36551-8691

Mortgage

Document Number0002220660
DateNov 10, 2025
Instrument2220660
Lender
NameMAGNOLIA BANK
TypeBank
AddressHODGENVILLE, KY 42748
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2055

Tax Assessment & Valuation

The 2026 property tax bill for 16811 Prado Loop was $772 with a homeowner's exemption, down 1.4% from the year before.

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyBaldwin County
Unified School DistrictBaldwin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$772.00 (-1.4%) Homeowner's exemption
2025$783.00$26,720 Land $4,280 Building $22,440$267,200 Land $42,800 Building $224,400
2023$776.00 (+19.75%) Homeowner's exemption$26,500 (+18.41%)$264,800 (+18.43%) Land $21,300 Building $243,500
2022$648.00 (+25.34%) Homeowner's exemption$22,380$223,600 Land $22,500 Building $201,100
2021$517.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 16811 Prado Loop in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 23 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies23 in force
Nearby Flood Claims1 (2009)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 2009 · Severe Storms, Flooding, Tornadoes & Straight-line

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16811 Prado Loop is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · above 50% of Alabama
Wildfire Likelihood0.08% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Point Broadband
Fiber
1,000 / 1,000
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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