16871 Prado Loop, Loxley, AL 36551 Property Records

Baldwin County property record for 16871 Prado Loop, Loxley, AL 36551

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,528 sqft · built 2018
Lot Size0.252 acres (11,010 sqft)
Owner2 Individual Names on Record
Last Sale$272,626 (Dec 2025)
Tax Bill$728 (2026)
Deeds & MortgagesDec 2025 Sale & Mortgage
Aug 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN42-07-26-0-000-011.023

Property Details

APN / Parcel Number

Primary APN42-07-26-0-000-011.023
Alternative APNs
  • 293715
  • 359551

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,528 sqft Heated Area
1st Floor Area1,528 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialBrick
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area11,010 sqft (0.252 acres)
Lot Dimensions136 ft deep x 80.6 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number359551
Street Address16871 PRADO LOOP
CityLOXLEY
StateAL
Zip36551-8691
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description80.6' X 136.6' IRR LOT 119 COTTAGES OF AVENTURA PH 2 SLIDE 2353-A SEC 26-T5S-R3E (WD)
Legal SubdivisionCOTTAGES OF AVENTURA PH 2
Legal Phase2
Legal Lot Number119
JurisdictionBALDWIN AL
Township / Civil DivisionROBERTSDALE
Census Block Group2
Census Block2011
Census Tract10903

Owner

Source: Baldwin County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address16871 PRADO LOOP, LOXLEY, AL 36551-8691
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 22, 2025Warranty Deed, Transfer · USDA Mortgage
T2 FINANCIAL LLC
Aug 30, 2019Warranty Deed, Transfer · Conventional with PMI
FIRSTBANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 22, 2025 · Amount on Record
Deed SaleDec 22, 2025 · Amount on Record
Prior SaleAug 30, 2019 · Amount on Record
Deed Document Number20252228096
Record UpdatedOct 29, 2026

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBALDWIN AL
Recording DateDec 22, 2025
Property Address16871 PRADO LOOP, LOXLEY, AL 36551-8691
Document Number0002228096
Map ReferenceSL 2353-A
Instrument DateDec 19, 2025
Instrument2228096
Transaction TypeTransfer
Record UpdatedJan 14, 2026

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address688 ALCOVY MILL PARK, LAWRENCEVILLE, GA 30045-5901

Transferred To (Grantee/Buyer)

NameVerified Name
Address16871 PRADO LOOP, LOXLEY, AL 36551-8691

Mortgage

Document Number0002228097
DateDec 22, 2025
Instrument2228097
Lender
NameT2 FINANCIAL LLC
TypeMortgage Company
Agreement
TypeUSDA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2056

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBALDWIN AL
Recording DateAug 30, 2019
Property Address16871 PRADO LOOP, LOXLEY, AL 36551-8691
Document Number0001781358
Instrument DateAug 28, 2019
Instrument1781358
Transaction TypeTransfer
Record UpdatedSep 11, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$168.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address16871 PRADO LOOP LOXLEY AL 36551, LOXLEY, AL 36551

Mortgage

Document Number1781359
DateAug 30, 2019
Instrument1781359
Lender
NameFIRSTBANK
TypeBank
AddressFRANKLIN, TN 37067
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueAug 29, 2049

Mortgage

Document Number1781360,
DateAug 30, 2019
Instrument1781360
Lender
NameFIRSTBANK
TypeBank
AddressFRANKLIN, TN 37067
Agreement
AmountAmount Recorded
Term120 Months
DueAug 29, 2029

Tax Assessment & Valuation

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyBaldwin County
Unified School DistrictBaldwin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$728.00 Homeowner's exemption
2025$728.00 (+2.1%)$24,960 (+2.04%) Land $4,280 Building $20,680$249,500 (+2.04%) Land $42,800 Building $206,700
2024$713.00 (+2.59%) Homeowner's exemption$24,460 (+2.34%) Land $3,960 Building $20,500$244,500 (+2.34%) Land $39,600 Building $204,900
2023$695.00 (+18.4%) Homeowner's exemption$23,900 (+17.16%)$238,900 (+17.22%) Land $21,300 Building $217,600
2022$587.00 (+25.16%) Homeowner's exemption$20,400$203,800 Land $22,500 Building $181,300
2021$469.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 23 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies23 in force
Nearby Flood Claims1 (2009)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 2009 · Severe Storms, Flooding, Tornadoes & Straight-line

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · above 50% of Alabama
Wildfire Likelihood0.08% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Point Broadband
Fiber
1,000 / 1,000
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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