16878 Prado Loop, Loxley, AL 36551 Property Records

Baldwin County property record for 16878 Prado Loop, Loxley, AL 36551

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,567 sqft · built 2011
Lot Size	0.179 acres (7,800 sqft)
Owner	Individual Name on File
Last Sale	$265,000 (Mar 2022)
Tax Bill	$680 (2025)
Deeds & Mortgages	Nov 2021 Line of Credit Mar 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`42-07-26-0-000-011.041`

Property Details

APN / Parcel Number

Primary APN	`42-07-26-0-000-011.041`
Alternative APNs	`293733` `374666` `506216`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,567 sqft Heated Area
1st Floor Area	1,567 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Fiber Cement Siding
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,800 sqft (0.179 acres)
Lot Dimensions	130 ft deep x 60 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	506216
Street Address	16878 PRADO LOOP
City	LOXLEY
State	AL
Zip	36551-7005
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	60' X 130' LOT 144 COTTAGES OF AVENTURA PH 2 SLIDE 2353-A SEC 26-T5S-R3E (WD)
Legal Subdivision	COTTAGES OF AVENTURA PH 2
Legal Phase	2
Legal Lot Number	144
Jurisdiction	BALDWIN AL
Township / Civil Division	ROBERTSDALE
Census Block Group	2
Census Block	2011
Census Tract	10903

Owner

Source: Baldwin County records · APN 42-07-26-0-000-011.041

Assessment roll updated April 16, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	16878 PRADO LOOP, LOXLEY, AL 36551-7005
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2021	Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH BANK
Mar 30, 2022	Warranty Deed, Transfer · FHA Mortgage CADENCE BANK NA
Oct 22, 2020	Warranty Deed, Transfer · Conventional Mortgage BANCORPSOUTH BANK
Mar 19, 2018	Warranty Deed, Transfer · Conventional Mortgage SERVISFIRST BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 30, 2022 · Amount on Record
Deed Sale	Mar 30, 2022 · Amount on Record
Prior Sale	Oct 22, 2020 · Amount on Record
Deed Document Number	20221988891
Record Updated	Jun 08, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	16878 PRADO LOOP, LOXLEY, AL 36551-7005
Transaction Type	Mortgage
Record Updated	Jun 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16878 PRADO LOOP, LOXLEY, AL 36551-7005

Mortgage

Document Number	0001957715
Date	Nov 12, 2021
Instrument	1957715

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	DAPHNE, AL 36527

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Nov 26, 2031

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Mar 30, 2022
Property Address	16878 PRADO LOOP, LOXLEY, AL 36551-7005
Document Number	0001988891
Map Reference	SLIDE 2353-A
Instrument Date	Mar 25, 2022
Instrument	1988891
Transaction Type	Transfer
Record Updated	Jun 29, 2023
Title Company	AUSTIN TITLE, ATC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20601 GANEY LN, FAIRHOPE, AL 36532-4601

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16878 PRADO LOOP, LOXLEY, AL 36551-7005

Mortgage

Document Number	0001988892
Date	Mar 30, 2022
Instrument	1988892

Lender

Name	CADENCE BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2052

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Oct 22, 2020
Property Address	16878 PRADO LOOP, LOXLEY, AL 36551-7005
Document Number	0001865600
Map Reference	SL 2353-A
Instrument Date	Oct 22, 2020
Instrument	1865600
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16878 PRADO LOOP, 16878, LOXLEY, AL 36551-7005

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	20265 MARION CT, FAIRHOPE, AL 36532-4529

Mortgage

Document Number	0001865601
Date	Oct 22, 2020
Instrument	1865601

Lender

Name	BANCORPSOUTH BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2050

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Mar 19, 2018
Property Address	16878 PRADO LOOP, LOXLEY, AL 36551-7005
Document Number	0001685350
Map Reference	SL2353-A
Instrument Date	Mar 15, 2018
Instrument	1685350
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$5.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16878 PRADO LOOP, 16878, LOXLEY, AL 36551-7005

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	16878 PRADO LOOP, LOXLEY, AL 36551-7005
Investor	Possibly a Property Investor

Mortgage

Document Number	0001685351
Date	Mar 19, 2018
Instrument	1685351

Lender

Name	SERVISFIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2048

Tax Assessment & Valuation

Source: Baldwin County records · Assessment roll updated April 16, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$680.00 (+3.98%)	$23,400 (+3.72%) Land $4,280 Building $19,120	$234,000 (+3.77%) Land $42,800 Building $191,200
2023	$654.00 (+18.48%) Homeowner's exemption	$22,560 (+17.01%)	$225,500 (+17.02%) Land $21,300 Building $204,200
2022	$552.00 (+25.17%) Homeowner's exemption	$19,280	$192,700 Land $22,500 Building $170,200
2021	$441.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 27, 2020 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2009 · Severe Storms, Flooding, Tornadoes & Straight-line

Wildfire

Wildfire Risk	Moderate above 45% of the US · above 50% of Alabama
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Point Broadband Fiber Holding Fiber	1,000 / 1,000
Mediacom Communications Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 122 locations within half a mile of this property.

Nearby Properties on Prado Loop

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures