Baldwin County property record for 16823 Prado Loop, Loxley, AL 36551
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,709 sqft · built 2007 |
| Lot Size | 0.11 acres (4,888 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $379,649 (Jun 2021) |
| Tax Bill | $704 (2026) |
| Deeds & Mortgages | May 2021 Mortgage Dec 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 42-07-26-0-000-011.019 |
| Primary APN | 42-07-26-0-000-011.019 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,709 sqft Heated Area |
| 1st Floor Area | 1,709 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 4,888 sqft (0.11 acres) |
| Lot Dimensions | 109 ft deep x 44.8 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 354441 |
|---|---|
| Street Address | 16823 PRADO LOOP |
| City | LOXLEY |
| State | AL |
| Zip | 36551-8691 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 44.8' X 109.1' IRR LOT 103 COTTAGES OF AVENTURA SUB PHASE 1SLIDE 2298-A SEC 26-T5S-R3E (WD) |
| Legal Subdivision | COTTAGES OF AVENTURA |
| Legal Phase | 1 |
| Legal Lot Number | 103 |
| Jurisdiction | BALDWIN AL |
| Township / Civil Division | ROBERTSDALE |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 10903 |
Source: Baldwin County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 16823 PRADO LOOP, LOXLEY, AL 36551-8691 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK |
| Dec 13, 2018 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 22, 2021 · Amount on Record |
| Deed Sale | Jun 22, 2021 · Amount on Record |
| Prior Sale | Dec 13, 2018 · Amount on Record |
| Deed Document Number | 20211923203 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 16823 PRADO LOOP, LOXLEY, AL 36551-8691 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001917834 |
|---|---|
| Date | May 28, 2021 |
| Instrument | 1917834 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Address | FRANKLIN, TN 37064 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Dec 13, 2018 |
| Property Address | 16823 PRADO LOOP, LOXLEY, AL 36551-8691 |
| Document Number | 0001734425 |
| Map Reference | SL2298-A |
| Instrument Date | Dec 11, 2018 |
| Instrument | 1734425 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $42.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 119 SPANISH MAIN, 119, SPANISH FORT, AL 36527-3039 |
| Name | Verified Name |
|---|---|
| Address | 16823 PRADO LOOP, LOXLEY, AL 36551-8691 |
| Document Number | 0001734426 |
|---|---|
| Date | Dec 13, 2018 |
| Instrument | 1734426 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2049 |
Source: Baldwin County assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Baldwin County |
| Unified School District | Baldwin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $704.00 (-7.12%) | ||
| 2025 | $758.00 (+1.74%) | $24,480 (+1.75%) Land $4,280 Building $20,200 | $244,700 (+1.79%) Land $42,800 Building $201,900 |
| 2023 | $745.00 (+18.07%) | $24,060 (+18.17%) | $240,400 (+18.13%) Land $21,300 Building $219,100 |
| 2022 | $631.00 (+22.76%) | $20,360 | $203,500 Land $22,500 Building $181,000 |
| 2021 | $514.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 1 (2009) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2009 · Severe Storms, Flooding, Tornadoes & Straight-line |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 50% of Alabama |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Point Broadband Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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