Florence County property record for 1658 Willow Point Rd, Effingham, SC 29541
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,944 sqft · built 2020 |
| Lot Size | 2.01 acres (87,556 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,835 (2025) |
| Deeds & Mortgages | Dec 2021 Sale Jan 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 00131-01-194 |
| Primary APN | 00131-01-194 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,944 sqft Living Area |
| 1st Floor Area | 2,524 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Lot Area | 87,556 sqft (2.01 acres) |
| Garage Type | Basement |
| Garage Area | 2,274 sqft |
| Sewer | Septic |
|---|
| Street Address | 1658 WILLOW POINT RD |
|---|---|
| City | EFFINGHAM |
| State | SC |
| Zip | 29541-3341 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OFF HWY 136 LT 1 |
| Legal Lot Number | 1 |
| Jurisdiction | FLORENCE SC |
| Township / Civil Division | DANWOOD |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 1506 |
Source: Florence County records, as of June 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1658 WILLOW POINT RD, EFFINGHAM, SC 29541-3341 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 22, 2021 | Warranty Deed, Transfer |
| Jan 13, 2021 | Deed of Trust, Mortgage C & A MTG SVCS/FLORENCE INC |
| May 1, 2020 | Deed of Trust, Mortgage C & A MTG SVCS/FLORENCE INC |
| Dec 16, 2019 | Deed of Trust, Construction Loan · Line of Credit CITIZENS BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 7, 2019 |
| Deed Sale | Nov 7, 2019 |
| Deed Book / Page | 824 / 1648 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLORENCE SC |
| Recording Date | Dec 22, 2021 |
| Property Address | 1658 WILLOW POINT RD, EFFINGHAM, SC 29541-3341 |
| Document Number | 0009670965 |
| Book / Page | 967 / 965 |
| Map Reference | MB 107 PG 1152 |
| Instrument Date | Dec 14, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jan 6, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1658 WILLOW POINT RD, EFFINGHAM, SC 29541-3341 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLORENCE SC |
| Property Address | 1658 WILLOW POINT RD, EFFINGHAM, SC 29541-3341 |
| Document Number | 0000001035 |
| Instrument Date | Jan 13, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2021 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 1658 WILLOW POINT RD EFFINGHAM SC 295413341, EFFINGHAM, SC 29541-3341 |
| Document Number | 0000001035 |
|---|---|
| Date | Jan 20, 2021 |
| Book Page | 000898/000471 |
| Instrument | 1035 |
| Name | C & A MTG SVCS/FLORENCE INC |
|---|---|
| Address | FLORENCE, SC 29505 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 19, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLORENCE SC |
| Property Address | 1658 WILLOW POINT RD, EFFINGHAM, SC 29541-3341 |
| Document Number | 0000005869 |
| Instrument Date | May 1, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2021 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1658 WILLOW POINT RD EFFINGHAM SC 29541, EFFINGHAM, SC 29541 |
| Document Number | 0000005869 |
|---|---|
| Date | May 5, 2020 |
| Book Page | 000851/001134 |
| Instrument | 5869 |
| Name | C & A MTG SVCS/FLORENCE INC |
|---|---|
| Address | FLORENCE, SC 29505 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 4, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLORENCE SC |
| Recording Date | Dec 16, 2019 |
| Property Address | 1658 WILLOW POINT RD, EFFINGHAM, SC 29541-3341 |
| Document Number | 0000018307 |
| Book / Page | 000830 / 000674 |
| Instrument Date | Dec 13, 2019 |
| Instrument | 18307 |
| Transaction Type | Construction Loan |
| Record Updated | Feb 24, 2021 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 1658 WILLOW POINT RD EFFINGHAM SC 29541, EFFINGHAM, SC 29541 |
| Document Number | 0000018307 |
|---|---|
| Date | Dec 16, 2019 |
| Book Page | 000830/000674 |
| Instrument | 18307 |
| Name | CITIZENS BK |
|---|---|
| Type | Bank |
| Address | MURRELLS INLET, SC 29576 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 384 Months |
| Due | Dec 15, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
Source: Florence County assessment roll, as of March 5, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Florence County |
| Unified School District | Florence School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,835.00 (+14.76%) | $15,942 (-99.88%) Land $676 Building $15,266 | $398,552 (-98.85%) Land $16,900 Building $381,652 |
| 2023 | $1,599.00 (+2.3%) Homeowner's exemption | $13,858,891 (+99,899.21%) Land $676,000 Building $13,182,891 | $34,647,228 (+9,900.01%) Land $1,690,000 Building $32,957,228 |
| 2022 | $1,563.00 Homeowner's exemption | $13,859 Land $676 Building $13,183 | $346,472 Land $16,900 Building $329,572 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2015) |
| Most Recent Claim | Sep 2015 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 70% of the US · above 91% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FLORENCE serves 79,745 people · EPA ID SC2110001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Starlink Satellite | 280 / 30 |
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