16535 E State Rte 12, Findlay, OH 45840 Property Records

Hancock County property record for 16535 E State Rte 12, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,676 sqft · built 2006
Lot Size	5.9 acres (257,178 sqft)
Owner	2 Individual Names on Record
Last Sale	$115,000 (Apr 1989)
Tax Bill	$4,168 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Dec 2025 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2011-350-00-015.000`

Property Details

APN / Parcel Number

Primary APN	`2011-350-00-015.000`
Alternative APN	`130001001680`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,676 sqft Living Area
1st Floor Area	1,592 sqft
2nd Floor Area	1,084 sqft
Flooring	Tile
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	257,178 sqft (5.9 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Slab
Porch Area	126 sqft
Deck Area	560 sqft
Patio Area	560 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	16535 E STATE ROUTE 12
City	FINDLAY
State	OH
Zip	45840-9389
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T2N R11 S35 W PT S PT SE1/4
Legal Range	11E
Legal Township	02N
Legal Section	35
Jurisdiction	HANCOCK OH
Township / Civil Division	CASS
Census Block Group	2
Census Block	2091
Census Tract	200

Owner

Source: Hancock County records, as of May 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16535 E STATE ROUTE 12, FINDLAY, OH 45840-9389
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Dec 5, 2025	Deed of Trust, Mortgage · Line of Credit WEST CAPITAL LENDING INC
Jun 10, 2021	Deed of Trust, Mortgage · Commercial Mortgage PREMIER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 11, 1989 · Amount on Record
Deed Sale	Apr 11, 1989 · Amount on Record
Prior Sale	Mar 1, 1984 · Amount on Record
Last Transfer Date	Jan 8, 2010
Transfer Doc	02371/1057
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	16535 E STATE ROUTE 12, FINDLAY, OH 45840-9389
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16535 E STATE ROUTE 12, FINDLAY, OH 45840-9389

Mortgage

Document Number	02627/4587
Date	Mar 30, 2026
Book Page	2627/4587
Instrument	202600002109

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	650 S TRYON ST # 88, CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Apr 13, 2056

Interest

Change Frequency	Monthly

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	16535 E STATE ROUTE 12, FINDLAY, OH 45840-9389
Transaction Type	Mortgage
Record Updated	Dec 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16535 E STATE ROUTE 12, FINDLAY, OH 45840-9389

Mortgage

Document Number	02624/5782
Date	Dec 5, 2025
Book Page	2624/5782
Instrument	202500010068

Lender

Name	WEST CAPITAL LENDING INC
Type	Mortgage Company
Address	24 EXECUTIVE PARK STE 250, IRVINE, CA 92614

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 23, 2055

Interest

Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	16535 E STATE ROUTE 12, FINDLAY, OH 45840-9389
Transaction Type	Mortgage
Record Updated	Jun 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02582/5938
Date	Jun 10, 2021
Book Page	2582/5938
Instrument	202100006758

Lender

Name	PREMIER BANK
Type	Bank
Address	FINDLAY, OH 45840

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 8, 2031

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
County Subdivision	Cass Township
Unified School District	Arcadia Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,168.00 (+8.83%) Homeowner's exemption Senior Citizen's exemption	$147,130 (+10.07%) Land $20,630 Building $126,500	$420,390 (+10.07%) Land $58,950 Building $361,440
2024	$3,830.00 (-1.36%)	$133,670 (-) Land $18,750 Building $114,920
2023	$3,883.00 Homeowner's exemption Senior Citizen's exemption	$133,670 Land $18,750 Building $114,920
2022			$381,920 Land $53,590 Building $328,330

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	12 (1992–2009)
Claims Outside the SFHA	12 of 12
Most Recent Claim	Mar 2009 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Amplex Wireless Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
HDER Link Fixed Wireless	100 / 100

May also be available: MetaLINK Technologies, Verizon.

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