16509 W Split Rail Dr, Lockport, IL 60441 Property Records

Will County property record for 16509 W Split Rail Dr, Lockport, IL 60441 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2,905 sqft · built 2003
Lot Size	0.36 acres (15,485 sqft)
Owner	Individual Name on File
Last Sale	$295,000 (Dec 2003)
Tax Bill	$14,401 (2025)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-05-19-314-014`

Property Details

APN / Parcel Number

Primary APN	`16-05-19-314-014`

Interior

Stories	2 Stories
Building Area	2,905 sqft Living Area
Basement Area	1,535 sqft
Unfinished Basement	1,535 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	15,485 sqft (0.36 acres)
Garage Area	660 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	16509 W SPLIT RAIL DR
City	LOCKPORT
State	IL
Zip	60441-4691
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 238 IN KAREN SPRINGS UNIT 3A, BEING A SUB OF PRT OF THE E 1/2 SW 1/4 OF SEC 19, T36N R11E.
Legal Range	11E
Legal Township	36N
Legal Section	19
Legal Subdivision	KAREN SPRINGS UNIT 3A
Legal Lot Number	238
Legal Unit	3A
Jurisdiction	WILL IL
Township / Civil Division	HOMER
Census Block Group	2
Census Block	2032
Census Tract	881009

Owner

Source: Will County records · APN 16-05-19-314-014

Assessment roll updated June 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	16509 W SPLIT RAIL DR, LOCKPORT, IL 60441-4691
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 15, 2003 · Amount on Record
Deed Sale	Dec 15, 2003 · Amount on Record
Deed Document Number	2003302534
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	16509 W SPLIT RAIL DR, LOCKPORT, IL 60441-4691
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000089652
Date	Oct 15, 2020
Instrument	R2020089652

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Sep 01, 2030

Tax Assessment & Valuation

Source: Will County records · Assessment roll updated June 30, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Homer Township
Municipality	Lockport City
Secondary School District	Lockport Township High School District 205 (09 - 12)
Elementary School District	Will County School District 92 (PK - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,401.00 (+16.55%)
2024		$177,010 (+18.15%) Land $30,761 Building $146,249	$531,030 (+18.15%) Land $92,283 Building $438,747
2022	$12,356.00 Homeowner's exemption	$149,815 Land $26,035 Building $123,780	$449,445 Land $78,105 Building $371,340

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Will County (17197C), updated June 11, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171978810092, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	1 (1997)
Most Recent Claim	Feb 1997, tidal / storm surge

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 347 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: Bertram Communications, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.