16464 W Split Rail Dr, Lockport, IL 60441 Property Records

Will County property record for 16464 W Split Rail Dr, Lockport, IL 60441

Property Summary

Property Type	Single Family Home
Details	2,836 sqft · built 2004
Lot Size	0.29 acres (12,779 sqft)
Owner	Individual Name on File
Last Sale	$63,500 (May 2005)
Tax Bill	$13,731 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-05-19-301-004`

Property Details

APN / Parcel Number

Primary APN	`16-05-19-301-004`

Interior

Stories	2 Stories
Building Area	2,836 sqft Living Area
Basement Area	1,436 sqft
Unfinished Basement	1,436 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	12,779 sqft (0.29 acres)
Garage Area	620 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	16464 W SPLIT RAIL DR
City	LOCKPORT
State	IL
Zip	60441-4693
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 172 IN KAREN SPRINGS UNIT 3A, BEING A SUB OF PRT OF THE E 1/2 SW 1/4 OF SEC 19, T36N R11E.
Legal Range	11E
Legal Township	36N
Legal Section	19
Legal Subdivision	KAREN SPRINGS UNIT 3A
Legal Lot Number	172
Legal Unit	3A
Jurisdiction	WILL IL
Township / Civil Division	HOMER
Census Block Group	2
Census Block	2017
Census Tract	881009

Owner

16464 W Split Rail Dr is owned and occupied by an individual who bought it in May 2005.

Source: Will County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	16464 W SPLIT RAIL DR, LOCKPORT, IL 60441-4693
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage MARQUETTE BANK
Jun 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage MARQUETTE BANK
Oct 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage MARQUETTE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2005 · Amount on File
Deed Sale	May 11, 2005 · Amount on File
Prior Sale	May 11, 2005 · Amount on File
Deed Document Number	200577569
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	16464 W SPLIT RAIL DR, LOCKPORT, IL 60441-4693
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000088671
Date	Dec 10, 2019
Instrument	R2019088671

Lender

Name	MARQUETTE BANK
Type	Bank
Address	ORLAND PARK, IL 60467

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2049

Interest

Rate Type	Fixed Rate
Rate	4.25%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	16464 W SPLIT RAIL DR, LOCKPORT, IL 60441-4693
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000044809
Date	Jun 11, 2020
Instrument	R2020044809

Lender

Name	MARQUETTE BANK
Type	Bank
Address	ORLAND PARK, IL 60467

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.25%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	16464 W SPLIT RAIL DR, LOCKPORT, IL 60441-4693
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	STC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000115099
Date	Oct 20, 2021
Instrument	R2021115099

Lender

Name	MARQUETTE BANK
Type	Bank
Address	ORLAND PARK, IL 60467

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.62%

Tax Assessment & Valuation

The 2025 property tax bill for 16464 W Split Rail Dr was $13,731.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Homer Township
Municipality	Lockport City
Secondary School District	Lockport Township High School District 205 (09 - 12)
Elementary School District	Will County School District 92 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,731.00	$181,981 (+7.6%) Land $33,099 Building $148,882	$545,943 (+7.6%) Land $99,297 Building $446,646
2024		$169,127 Land $30,761 Building $138,366	$507,381 Land $92,283 Building $415,098
2022	$11,782.00 Homeowner's exemption	$143,142 Land $26,035 Building $117,107	$429,426 Land $78,105 Building $351,321

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16464 W Split Rail Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1997)
Most Recent Claim	Feb 1997 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 16464 W Split Rail Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOCKPORT serves 23,100 people · EPA ID IL1970500
Water Source	Groundwater
Last State Inspection	May 2025
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	40 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Fiber · Cable in parts of the area	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Bertram Communications, Verizon.

Nearby Properties on W Split Rail Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures