16507 W Split Rail Dr, Lockport, IL 60441 Property Records

Will County property record for 16507 W Split Rail Dr, Lockport, IL 60441 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2,955 sqft · built 2003
Lot Size	0.37 acres (15,960 sqft)
Owner	2 Company Names on File
Last Sale	$290,000 (Jan 2004)
Tax Bill	$14,231 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-05-19-314-015`

Property Details

APN / Parcel Number

Primary APN	`16-05-19-314-015`

Interior

Stories	2 Stories
Building Area	2,955 sqft Living Area
Basement Area	1,673 sqft
Unfinished Basement	1,673 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	15,960 sqft (0.37 acres)
Garage Area	548 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	16507 W SPLIT RAIL DR
City	LOCKPORT
State	IL
Zip	60441-4691
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 237 IN KAREN SPRINGS UNIT 3A, BEING A SUB OF PRT OF THE E 1/2 SW 1/4 OF SEC 19, T36N R11E.
Legal Range	11E
Legal Township	36N
Legal Section	19
Legal Subdivision	KAREN SPRINGS UNIT III
Legal Lot Number	237
Legal Unit	3A
Jurisdiction	WILL IL
Township / Civil Division	HOMER
Census Block Group	2
Census Block	2032
Census Tract	881009

Owner

Source: Will County records · APN 16-05-19-314-015

Assessment roll updated June 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	16507 W SPLIT RAIL DR, LOCKPORT, IL 60441-4691
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Living Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2024	Intrafamily Transfer, Transfer · Stand-Alone First Mortgage WAYNC LUCHT
Oct 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage MARQUETTE BANK
Oct 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage MARQUETTE BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 12, 2004 · Amount on Record
Deed Sale	Jan 12, 2004 · Amount on Record
Deed Document Number	20045067
Record Updated	Sep 20, 2026

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WILL IL
Recording Date	Apr 18, 2024
Property Address	16507 W SPLIT RAIL DR, LOCKPORT, IL 60441-4691
Document Number	0000018295
Map Reference	DOC R2002-127562
Instrument Date	Apr 10, 2024
Instrument	R2024018295
Transaction Type	Transfer
Record Updated	Apr 30, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	16507 W SPLIT RAIL DR, LOCKPORT, IL 60441-4691

Mortgage

Document Number	0000018529
Date	Apr 18, 2024
Instrument	R2024018529

Lender

Name	WAYNC LUCHT
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	8 Months
Due	Dec 14, 2024

Interest

Rate	8%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	16507 W SPLIT RAIL DR, LOCKPORT, IL 60441-4691
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000072170
Date	Oct 15, 2019
Instrument	R2019072170

Lender

Name	MARQUETTE BANK
Type	Bank
Address	ORLAND PARK, IL 60467

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2049

Interest

Rate Type	Fixed Rate
Rate	3.62%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	16507 W SPLIT RAIL DR, LOCKPORT, IL 60441-4691
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000093416
Date	Oct 22, 2020
Instrument	R2020093416

Lender

Name	MARQUETTE BANK
Type	Bank
Address	ORLAND PARK, IL 60467

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 01, 2040

Interest

Rate Type	Fixed Rate
Rate	2.5%

Tax Assessment & Valuation

Source: Will County records · Assessment roll updated June 30, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Homer Township
Municipality	Lockport City
Secondary School District	Lockport Township High School District 205 (09 - 12)
Elementary School District	Will County School District 92 (PK - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,231.00 (+16.55%)
2024		$175,012 (+18.15%) Land $30,761 Building $144,251	$525,036 (+18.15%) Land $92,283 Building $432,753
2022	$12,210.00 Homeowner's exemption	$148,124 Land $26,035 Building $122,089	$444,372 Land $78,105 Building $366,267

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Will County (17197C), updated June 11, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171978810092, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	1 (1997)
Most Recent Claim	Feb 1997, tidal / storm surge

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 347 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: Bertram Communications, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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