Will County property record for 16516 W Split Rail Dr, Lockport, IL 60441
| Property Type | Single Family Home |
|---|---|
| Details | 2,955 sqft · built 2003 |
| Lot Size | 0.24 acres (10,537 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $13,932 (2025) |
| Deeds & Mortgages | Aug 2019 Mortgage Nov 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-05-19-301-016 |
| Primary APN | 16-05-19-301-016 |
|---|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,955 sqft Living Area |
| Basement Area | 1,313 sqft |
| Unfinished Basement | 1,313 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Lot Area | 10,537 sqft (0.24 acres) |
| Garage Area | 548 sqft |
| Cooling System | Central |
|---|
| Street Address | 16516 W SPLIT RAIL DR |
|---|---|
| City | LOCKPORT |
| State | IL |
| Zip | 60441-4581 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 170 IN KAREN SPRINGS UNIT 3A, BEING A SUB OF PRT OF THE E 1/2 SW 1/4 OF SEC 19, T36N R11E. |
| Legal Range | 11E |
| Legal Township | 36N |
| Legal Section | 19 |
| Legal Subdivision | KAREN SPRINGS UNIT III A |
| Legal Lot Number | 170 |
| Legal Unit | 3A |
| Jurisdiction | WILL IL |
| Township / Civil Division | HOMER |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 881009 |
Source: Will County records · APN 16-05-19-301-016
Assessment roll updated June 30, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 16516 W SPLIT RAIL DR, LOCKPORT, IL 60441-4581 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 05, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| Nov 09, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| Feb 22, 2019 | Deed of Trust, Mortgage · Conventional with PMI CALIBER HM LOANS |
| Oct 24, 2018 | Affidavit of Death, Transfer · FHA Mortgage CALIBER HM LOANS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 24, 2018 |
| Deed Sale | Oct 24, 2018 |
| Prior Sale | Jan 07, 2004 · Amount on Record |
| Deed Document Number | 201875060 |
| Prior Transfer Date | Sep 22, 2018 |
| Prior Transfer Doc | 0000075060 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILL IL |
| Property Address | 16516 W SPLIT RAIL DR, LOCKPORT, IL 60441-4581 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000050815 |
|---|---|
| Date | Aug 05, 2019 |
| Instrument | R2019050815 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILL IL |
| Property Address | 16516 W SPLIT RAIL DR, LOCKPORT, IL 60441-4581 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 0000099427 |
|---|---|
| Date | Nov 09, 2020 |
| Instrument | R2020099427 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Sep 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILL IL |
| Property Address | 16516 W SPLIT RAIL DR, LOCKPORT, IL 60441-4581 |
| Document Number | 0000011321 |
| Instrument Date | Feb 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2019 |
| Name | Verified Name |
|---|---|
| Address | 16516 W SPLIT RAIL DR LOCKPORT IL 604414581, LOCKPORT, IL 60441-4581 |
| Document Number | 0000011321 |
|---|---|
| Date | Feb 28, 2019 |
| Instrument | 11321 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 27, 2049 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | WILL IL |
| Recording Date | Oct 24, 2018 |
| Property Address | 16516 W SPLIT RAIL DR, LOCKPORT, IL 60441-4581 |
| Document Number | 0000075060 |
| Instrument Date | Sep 22, 2018 |
| Instrument | 75060 |
| Transaction Type | Transfer |
| Record Updated | Nov 09, 2018 |
| Title Company | OLD REPUBLIC TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16516 W SPLIT RAIL DR LOCKPORT IL 604414581, LOCKPORT, IL 60441-4581 |
| Document Number | 75061 |
|---|---|
| Date | Oct 24, 2018 |
| Instrument | 75061 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 23, 2048 |
Source: Will County records · Assessment roll updated June 30, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Will County |
| County Subdivision | Homer Township |
| Municipality | Lockport City |
| Secondary School District | Lockport Township High School District 205 (09 - 12) |
| Elementary School District | Will County School District 92 (PK - 08) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,932.00 (+16.55%) | ||
| 2024 | $171,489 (+18.15%) Land $30,761 Building $140,728 | $514,467 (+18.15%) Land $92,283 Building $422,184 | |
| 2022 | $11,954.00 Homeowner's exemption | $145,141 Land $26,035 Building $119,106 | $435,423 Land $78,105 Building $357,318 |
Source: FEMA National Flood Hazard Layer as of June 11, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1997) |
| Most Recent Claim | Feb 1997 · tidal / storm surge |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Fiber · Cable in parts of the area | 1,200 / 35 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Bertram Communications, Verizon.
Based on FCC filings for 180 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LOCKPORT serves 23,100 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 8 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 40 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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