16508 W Split Rail Dr, Lockport, IL 60441 Property Records

Will County property record for 16508 W Split Rail Dr, Lockport, IL 60441

Property Summary

Property Type	Single Family Home
Details	2,836 sqft · built 2004
Lot Size	0.28 acres (11,980 sqft)
Owner	Individual Name on File
Last Sale	$385,000 (Apr 2020)
Tax Bill	$14,149 (2025)
Deeds & Mortgages	Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-05-19-301-017`

Property Details

APN / Parcel Number

Primary APN	`16-05-19-301-017`

Interior

Stories	2 Stories
Building Area	2,836 sqft Living Area
Basement Area	1,436 sqft
Unfinished Basement	1,436 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	11,980 sqft (0.28 acres)
Garage Area	620 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	16508 W SPLIT RAIL DR
City	LOCKPORT
State	IL
Zip	60441-4581
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 171 IN KAREN SPRINGS UNIT 3A, BEING A SUB OF PRT OF THE E 1/2 SW 1/4 OF SEC 19, T36N R11E.
Legal Range	11E
Legal Township	36N
Legal Section	19
Legal Subdivision	KAREN SPRINGS UNIT 3A
Legal Lot Number	171
Legal Unit	3A
Jurisdiction	WILL IL
Township / Civil Division	HOMER
Census Block Group	2
Census Block	2017
Census Tract	881009

Owner

Source: Will County records · APN 16-05-19-301-017

Assessment roll updated June 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	16508 W SPLIT RAIL DR, LOCKPORT, IL 60441-4581
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 28, 2020 · Amount on Record
Deed Sale	Apr 28, 2020 · Amount on Record
Prior Sale	Oct 22, 2003 · Amount on Record
Deed Document Number	202031506
Record Updated	Sep 20, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Apr 28, 2020
Property Address	16508 W SPLIT RAIL DR, LOCKPORT, IL 60441-4581
Document Number	0000031506
Map Reference	DOC R2002-127562
Instrument Date	Mar 20, 2020
Instrument	R2020031506
Transaction Type	Transfer
Record Updated	Nov 04, 2021
Title Company	SNP TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$385.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	16508 W SPLIT RAIL DR, LOCKPORT, IL 60441-4581

Mortgage

Document Number	0000031507
Date	Apr 28, 2020
Instrument	R2020031507

Lender

Name	CROSSCOUNTRY MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2050

Interest

Rate Type	Fixed Rate
Rate	3.49%

Tax Assessment & Valuation

Source: Will County records · Assessment roll updated June 30, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Homer Township
Municipality	Lockport City
Secondary School District	Lockport Township High School District 205 (09 - 12)
Elementary School District	Will County School District 92 (PK - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,149.00 (+16.55%)
2024		$174,040 (+18.15%) Land $30,761 Building $143,279	$522,120 (+18.15%) Land $92,283 Building $429,837
2022	$12,140.00 Homeowner's exemption	$147,301 Land $26,035 Building $121,266	$441,903 Land $78,105 Building $363,798

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Will County (17197C), updated June 11, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171978810092, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1997)
Most Recent Claim	Feb 1997 · tidal / storm surge

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 180 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Fiber · Cable in parts of the area	1,200 / 35
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Bertram Communications, Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	LOCKPORT serves 23,100 people
Water Source	Groundwater
Last State Inspection	May 2025
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	40 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.