16503 W Split Rail Dr, Lockport, IL 60441 Property Records

Will County property record for 16503 W Split Rail Dr, Lockport, IL 60441

Property Summary

Property Type	Single Family Home
Details	2,905 sqft · built 2002
Lot Size	0.29 acres (12,772 sqft)
Owner	Company Name on Record
Last Sale	$302,000 (Apr 2003)
Tax Bill	$13,608 (2025)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-05-19-314-017`

Property Details

APN / Parcel Number

Primary APN	`16-05-19-314-017`

Interior

Stories	2 Stories
Building Area	2,905 sqft Living Area
Basement Area	1,535 sqft
Unfinished Basement	1,535 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	12,772 sqft (0.29 acres)
Garage Area	660 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	16503 W SPLIT RAIL DR
City	LOCKPORT
State	IL
Zip	60441-4691
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 235 IN KAREN SPRINGS UNIT 3A, BEING A SUB OF PRT OF THE E 1/2 SW 1/4 OF SEC 19, T36N R11E.
Legal Range	11E
Legal Township	36N
Legal Section	19
Legal Subdivision	KAREN SPRINGS UNIT 3A
Legal Lot Number	235
Legal Unit	3A
Jurisdiction	WILL IL
Township / Civil Division	HOMER
Census Block Group	2
Census Block	2032
Census Tract	881009

Owner

Source: Will County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	16503 W SPLIT RAIL DR, LOCKPORT, IL 60441-4691
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 24, 2003 · Amount on Record
Deed Sale	Apr 24, 2003 · Amount on Record
Deed Document Number	200393625
Last Transfer Date	May 6, 2020
Transfer Doc	0000036330
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	16503 W SPLIT RAIL DR, LOCKPORT, IL 60441-4691
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000102924
Date	Nov 17, 2020
Instrument	R2020102924

Lender

Name	MAROON FINANCIAL CU
Type	Credit Union
Address	CHICAGO, IL 60637

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Oct 1, 2030

Interest

Rate Type	Fixed Rate
Rate	2.37%

Tax Assessment & Valuation

Source: Will County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Homer Township
Municipality	Lockport City
Secondary School District	Lockport Township High School District 205 (09 - 12)
Elementary School District	Will County School District 92 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,608.00 (+16.55%)
2024		$167,670 (+18.15%) Land $30,761 Building $136,909	$503,010 (+18.15%) Land $92,283 Building $410,727
2022	$11,676.00 Homeowner's exemption	$141,910 Land $26,035 Building $115,875	$425,730 Land $78,105 Building $347,625

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1997)
Most Recent Claim	Feb 1997 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOCKPORT serves 23,100 people · EPA ID IL1970500
Water Source	Groundwater
Last State Inspection	May 2025
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	40 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Bertram Communications, Verizon.

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