16525 W Split Rail Dr, Lockport, IL 60441 Property Records

Will County property record for 16525 W Split Rail Dr, Lockport, IL 60441 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2,836 sqft · built 2003
Lot Size	0.26 acres (11,208 sqft)
Owner	Individual Name on File
Last Sale	$368,000 (Apr 2021)
Tax Bill	$13,818 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-05-19-314-012`

Property Details

APN / Parcel Number

Primary APN	`16-05-19-314-012`

Interior

Stories	2 Stories
Building Area	2,836 sqft Living Area
Basement Area	1,436 sqft
Unfinished Basement	1,436 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	11,208 sqft (0.26 acres)
Garage Area	620 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	16525 W SPLIT RAIL DR
City	LOCKPORT
State	IL
Zip	60441-4691
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 240 IN KAREN SPRINGS UNIT 3A, BEING A SUB OF PRT OF THE E 1/2 SW 1/4 OF SEC 19, T36N R11E.
Legal Range	11E
Legal Township	36N
Legal Section	19
Legal Subdivision	KAREN SPRINGS
Legal Lot Number	240
Legal Unit	3A
Jurisdiction	WILL IL
Township / Civil Division	HOMER
Census Block Group	2
Census Block	2032
Census Tract	881009

Owner

Source: Will County records · APN 16-05-19-314-012

Assessment roll updated June 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	16525 W SPLIT RAIL DR, LOCKPORT, IL 60441-4691
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 05, 2021 · Amount on Record
Deed Sale	Apr 05, 2021 · Amount on Record
Prior Sale	Jan 23, 2004 · Amount on Record
Deed Document Number	202138011
Record Updated	Sep 20, 2026

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WILL IL
Recording Date	Apr 05, 2021
Property Address	16525 W SPLIT RAIL DR, LOCKPORT, IL 60441-4691
Document Number	0000038011
Map Reference	DOC R2002-146443
Instrument Date	Mar 15, 2021
Instrument	R2021038011
Transaction Type	Transfer
Record Updated	Aug 05, 2022
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE LAND TRUST CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$368.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15255 S 94TH AVE # AVE604, 15255, ORLAND PARK, IL 60462-3800

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	16525 W SPLIT RAIL DR, LOCKPORT, IL 60441-4691

Mortgage

Document Number	0000038012
Date	Apr 05, 2021
Instrument	R2021038012

Lender

Name	FIRST MIDWEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2051

Interest

Rate Type	Fixed Rate
Rate	2.62%

Tax Assessment & Valuation

Source: Will County records · Assessment roll updated June 30, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Homer Township
Municipality	Lockport City
Secondary School District	Lockport Township High School District 205 (09 - 12)
Elementary School District	Will County School District 92 (PK - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,818.00 (+16.54%)
2024		$170,147 (+18.15%) Land $30,761 Building $139,386	$510,441 (+18.15%) Land $92,283 Building $418,158
2022	$11,857.00 Homeowner's exemption	$144,006 Land $26,035 Building $117,971	$432,018 Land $78,105 Building $353,913

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Will County (17197C), updated June 11, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.