16456 W Split Rail Dr, Lockport, IL 60441 Property Records

Will County property record for 16456 W Split Rail Dr, Lockport, IL 60441

Property Summary

Property Type	Single Family Home
Details	2,955 sqft · built 2003
Lot Size	0.38 acres (16,636 sqft)
Owner	2 Individual Names on Record
Last Sale	$430,000 (Jul 2019)
Tax Bill	$15,250 (2025)
Deeds & Mortgages	Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-05-19-301-005`

Property Details

APN / Parcel Number

Primary APN	`16-05-19-301-005`

Interior

Stories	2 Stories
Building Area	2,955 sqft Living Area
Basement Area	1,673 sqft
Unfinished Basement	1,673 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	16,636 sqft (0.38 acres)
Garage Area	708 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	16456 W SPLIT RAIL DR
City	LOCKPORT
State	IL
Zip	60441-4693
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 173 IN KAREN SPRINGS UNIT 3A, BEING A SUB OF PRT OF THE E 1/2 SW 1/4 OF SEC 19, T36N R11E.
Legal Range	11E
Legal Township	36N
Legal Section	19
Legal Subdivision	KAREN SPRINGS
Legal Lot Number	173
Legal Unit	3A
Jurisdiction	WILL IL
Township / Civil Division	HOMER
Census Block Group	2
Census Block	2017
Census Tract	881009

Owner

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16456 W SPLIT RAIL DR, LOCKPORT, IL 60441-4693
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 5, 2019 · Amount on Record
Deed Sale	Jul 5, 2019 · Amount on Record
Prior Sale	Dec 15, 2003 · Amount on Record
Deed Document Number	201942333
Prior Transfer Date	Jun 22, 2013
Prior Transfer Doc	0000072371
Record Updated	Oct 29, 2026

July 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	WILL IL
Recording Date	Jul 5, 2019
Property Address	16456 W SPLIT RAIL DR, LOCKPORT, IL 60441-4693
Document Number	0000042333
Map Reference	DOC R2002-127562
Instrument Date	May 7, 2019
Instrument	R2019042333
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	CITYWIDE TITLE CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$430.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	16456 W SPLIT RAIL DR, LOCKPORT, IL 60441-4693

Mortgage

Document Number	0000042334
Date	Jul 5, 2019
Instrument	R2019042334

Lender

Name	COMPASS MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Jun 1, 2034

Interest

Rate Type	Fixed Rate
Rate	3.62%

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Homer Township
Municipality	Lockport City
Secondary School District	Lockport Township High School District 205 (09 - 12)
Elementary School District	Will County School District 92 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,250.00 (+16.56%)	$201,226 (+7.6%) Land $33,099 Building $168,127	$603,678 (+7.6%) Land $99,297 Building $504,381
2024		$187,013 (+18.15%) Land $30,761 Building $156,252	$561,039 (+18.15%) Land $92,283 Building $468,756
2022	$13,083.00 Homeowner's exemption	$158,281 Land $26,035 Building $132,246	$474,843 Land $78,105 Building $396,738

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1997)
Most Recent Claim	Feb 1997 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOCKPORT serves 23,100 people · EPA ID IL1970500
Water Source	Groundwater
Last State Inspection	May 2025
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	40 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Fiber · Cable in parts of the area	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Bertram Communications, Verizon.

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