San Diego County property record for 16347 Arena Dr, Ramona, CA 92065
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,230 sqft · built 1989 |
| Lot Size | 0.52 acres (22,651 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $675,000 (Mar 2023) |
| Tax Bill | $8,439 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Mar 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 288-401-01-00 |
| Primary APN | 288-401-01-00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,230 sqft Living Area |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Lot Area | 22,651 sqft (0.52 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 16347 ARENA DR |
|---|---|
| City | RAMONA |
| State | CA |
| Zip | 92065-4103 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | LOT 456 TR 007519 |
| Legal Subdivision | SAN DIEGO COUNTRY ESTATES I |
| Legal Tract | 007519 |
| Legal Block | 4 |
| Legal Lot Number | 456 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | RAMONA |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 20810 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1885 DIAMOND ST, 230, SAN DIEGO, CA 92109-3354 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 2, 2026 | Deed of Trust, Mortgage · VA Mortgage NAVY FEDERAL CREDIT UNION |
| Mar 17, 2023 | Grant Deed, Transfer · VA Mortgage FREEDOM MORTGAGE CORP |
| Dec 9, 2019 | Affidavit of Death, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 17, 2023 · Amount on Record |
| Deed Sale | Mar 17, 2023 · Amount on Record |
| Prior Sale | Oct 15, 2001 · Amount on Record |
| Deed Document Number | 202369074 |
| Prior Transfer Date | Feb 12, 2020 |
| Prior Transfer Doc | 0000078338 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 2, 2026 |
| Property Address | 16347 ARENA DR, RAMONA, CA 92065-4103 |
| Document Number | 0000091469 |
| Instrument Date | Mar 13, 2026 |
| Instrument | 202691469 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 16347 ARENA DR, RAMONA, CA 92065-4103 |
| Document Number | 0000091469, |
|---|---|
| Date | Apr 2, 2026 |
| Instrument | 202691469 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.09% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 17, 2023 |
| Property Address | 16347 ARENA DR, RAMONA, CA 92065-4103 |
| Document Number | 0000069074 |
| Map Reference | MAP 7519 |
| Instrument Date | Mar 15, 2023 |
| Instrument | 2023-0069074 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2023 |
| Title Company | NOT AVAILABLE, TITLE FORWARD OF CALIFORNIA |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1885 DIAMOND ST # 230, 230, SAN DIEGO, CA 92109-3354 |
| Document Number | 0000069075 |
|---|---|
| Date | Mar 17, 2023 |
| Instrument | 2023-0069075 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Dec 9, 2019 |
| Property Address | 16347 ARENA DR, RAMONA, CA 92065-4103 |
| Document Number | 0000572472 |
| Instrument Date | Dec 2, 2019 |
| Instrument | 572472 |
| Transaction Type | Transfer |
| Record Updated | Dec 19, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16347 ARENA DR RAMONA CA 920654103, RAMONA, CA 92065-4103 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Ramona City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $716,312 (+2%) Land $176,304 Building $540,008 | |
| 2025 | $8,439.00 (-0.44%) | $702,268 (+79.86%) Land $172,848 Building $529,420 |
| 2024 | $8,476.00 (+74.15%) | |
| 2023 | $4,867.00 (-2.54%) Homeowner's exemption | $390,461 Land $96,104 Building $294,357 |
| 2022 | $4,994.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2024 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · lower than 62% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2022 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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