16412 Arena Dr, Ramona, CA 92065 Property Records

San Diego County property record for 16412 Arena Dr, Ramona, CA 92065

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,497 sqft · built 1988
Lot Size0.436 acres (18,971 sqft)
Owner2 Individual Names on Record
Last Sale$700,000 (Mar 2022)
Tax Bill$8,868 (2025)
Deeds & MortgagesMar 2022 Sale & Mortgage
Oct 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN288-402-01-00

Property Details

APN / Parcel Number

Primary APN288-402-01-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,497 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleContemporary
Lot Area18,971 sqft (0.436 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address16412 ARENA DR
CityRAMONA
StateCA
Zip92065-4181
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionLOT 329 TR 007519
Legal SubdivisionSAN DIEGO COUNTRY ESTATES
Legal Tract007519
Legal Block3
Legal Lot Number329
JurisdictionSAN DIEGO CA
Township / Civil DivisionRAMONA
Census Block Group3
Census Block3004
Census Tract20810

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address16412 ARENA DR, RAMONA, CA 92065-4181
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Mar 1, 2022Grant Deed, Transfer · Conventional Mortgage
CORNERSTONE FIRST MORTGAGE INC
Oct 26, 2021Deed of Trust, Mortgage
RENOVATION REALTY INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 1, 2022 · Amount on Record
Deed SaleMar 1, 2022 · Amount on Record
Prior SaleMay 23, 2013 · Amount on Record
Deed Document Number202292530
Prior Transfer DateJul 28, 2003
Prior Transfer Doc0001055802
Record UpdatedOct 29, 2026

March 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMar 1, 2022
Property Address16412 ARENA DR, RAMONA, CA 92065-4181
Document Number0000092530
Map ReferenceMAP 7519
Instrument DateFeb 3, 2022
Instrument2022-0092530
Transaction TypeTransfer
Record UpdatedMar 9, 2022
Title CompanyWFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address16412 ARENA DR, RAMONA, CA 92065-4181

Mortgage

Document Number0000092531
DateMar 1, 2022
Instrument2022-0092531
Lender
NameCORNERSTONE FIRST MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2052

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address16412 ARENA DR, RAMONA, CA 92065-4181
Transaction TypeMortgage
Record UpdatedNov 3, 2021
Title CompanyWFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name
Address16412 ARENA DR, RAMONA, CA 92065-4181

Mortgage

Document Number0000744894
DateOct 26, 2021
Instrument2021-0744894
Lender
NameRENOVATION REALTY INC
TypeNon-Lending Institution
AddressSAN DIEGO, CA 92123
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$757,695 (+2%) Land $268,684 Building $489,011
2025$8,868.00 (+13.78%)$742,839 (+12.38%) Land $263,416 Building $479,423
2023$7,794.00 (+45.79%)$661,000 Land $234,000 Building $427,000
2022$5,346.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims5 (1998–2023)
Claims Outside the SFHA5 of 5
Most Recent ClaimAug 2023 · Tropical Storm Hilary

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 62% of the US · lower than 62% of California
Wildfire Likelihood0.3% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAMONA MUNICIPAL WD
serves 36,455 people · EPA ID CA3710019
Water SourcePurchased surface water from several systems
Last State InspectionOct 2022
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20

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