San Diego County property record for 16346 Arena Dr, Ramona, CA 92065
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,576 sqft · built 1985 |
| Lot Size | 0.428 acres (18,622 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $450,000 (Mar 2019) |
| Tax Bill | $6,248 (2025) |
| Deeds & Mortgages | Feb 2020 Mortgage Mar 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 288-401-05-00 |
| Primary APN | 288-401-05-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,576 sqft Living Area |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Lot Area | 18,622 sqft (0.428 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 16346 ARENA DR |
|---|---|
| City | RAMONA |
| State | CA |
| Zip | 92065-4104 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | LOT 317 TR 007519 |
| Legal Subdivision | SAN DIEGO COUNTRY ESTATES I |
| Legal Tract | 007519 |
| Legal Block | 3 |
| Legal Lot Number | 317 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | RAMONA |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 20810 |
16346 Arena Dr is owned and occupied by two individuals who bought it in March 2019.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 16346 ARENA DR, RAMONA, CA 92065-4104 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 5, 2019 | Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 23, 2018 | Deed of Trust, Mortgage · Conventional Mortgage RENOVATION REALTY INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 5, 2019 · Amount on File |
| Deed Sale | Mar 5, 2019 · Amount on File |
| Prior Sale | Jun 22, 2005 · Amount on File |
| Deed Document Number | 201978129 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 16346 ARENA DR, RAMONA, CA 92065-4104 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000072018 |
|---|---|
| Date | Feb 12, 2020 |
| Instrument | 2020-0072018 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 5, 2019 |
| Property Address | 16346 ARENA DR, RAMONA, CA 92065-4104 |
| Document Number | 0000078129 |
| Map Reference | MAP 7519 |
| Instrument Date | Feb 5, 2019 |
| Instrument | 2019-0078129 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | LAWYERS TITLE SD |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 13625 POINSETTIA DR, POWAY, CA 92064-4026 |
| Investor | Possibly a Property Investor |
| Document Number | 0000078130 |
|---|---|
| Date | Mar 5, 2019 |
| Instrument | 2019-0078130 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 16346 ARENA DR, RAMONA, CA 92065-4104 |
| Document Number | 0000402250 |
| Instrument Date | Sep 23, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 5, 2018 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 16346 ARENA DR RAMONA CA 920654104, RAMONA, CA 92065-4104 |
| Document Number | 0000402250 |
|---|---|
| Date | Sep 26, 2018 |
| Instrument | 402250 |
| Name | RENOVATION REALTY INC |
|---|---|
| Address | 4830 VIEWRIDGE AVE # D, SAN DIEGO, CA 92123-1694 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 16346 Arena Dr was $6,248 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Ramona City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $512,019 (+2%) Land $287,392 Building $224,627 | |
| 2025 | $6,248.00 Homeowner's exemption | $501,980 Land $281,757 Building $220,223 |
| 2023 | $5,838.00 (-1.88%) Homeowner's exemption | $482,489 Land $270,817 Building $211,672 |
| 2022 | $5,950.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 16346 Arena Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 5 (1998–2023) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Aug 2023 · Tropical Storm Hilary |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16346 Arena Dr is moderate, ranking above 62% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · lower than 62% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2022 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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