San Diego County property record for 16335 Arena Dr, Ramona, CA 92065
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,326 sqft · built 1981 |
| Lot Size | 0.95 acres (41,382 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $891,000 (Jun 2023) |
| Tax Bill | $10,815 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Jun 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 288-401-03-00 |
| Primary APN | 288-401-03-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 3,326 sqft Living Area |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Lot Area | 41,382 sqft (0.95 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 16335 ARENA DR |
|---|---|
| City | RAMONA |
| State | CA |
| Zip | 92065-4103 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | LOT 458 TR 007519 |
| Legal Subdivision | COUNTRY CLUB V |
| Legal Tract | 007519 |
| Legal Block | 4 |
| Legal Lot Number | 458 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | RAMONA |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 20810 |
16335 Arena Dr is owned and occupied by two individuals who bought it in June 2023.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 16335 ARENA DR, RAMONA, CA 92065-4103 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 16, 2025 | Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 29, 2023 | Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Jan 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Dec 13, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 29, 2023 · Amount on File |
| Deed Sale | Jun 29, 2023 · Amount on File |
| Prior Sale | Mar 6, 2013 · Amount on File |
| Deed Document Number | 2023170885 |
| Prior Transfer Date | Mar 29, 2010 |
| Prior Transfer Doc | 0000170363 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 16335 ARENA DR, RAMONA, CA 92065-4103 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2025 |
| Title Company | TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH |
| Name | Verified Name |
|---|---|
| Address | 16335 ARENA DR, RAMONA, CA 92065-4103 |
| Document Number | 0000289683 |
|---|---|
| Date | Oct 16, 2025 |
| Instrument | 2025-0289683 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.19% |
| Type Change Date | Jan 1, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 4.19% |
| Max Rate At Change | 6.19% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jun 29, 2023 |
| Property Address | 16335 ARENA DR, RAMONA, CA 92065-4103 |
| Document Number | 0000170885 |
| Map Reference | MAP 7519 |
| Instrument Date | Jun 5, 2023 |
| Instrument | 2023-0170885 |
| Transaction Type | Transfer |
| Record Updated | Jul 10, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 16335 ARENA DR, RAMONA, CA 92065-4103 |
| Document Number | 0000170886 |
|---|---|
| Date | Jun 29, 2023 |
| Instrument | 2023-0170886 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 16335 ARENA DR, RAMONA, CA 92065-4103 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 16335 ARENA DR, RAMONA, CA 92065-4103 |
| Document Number | 0000017590 |
|---|---|
| Date | Jan 11, 2021 |
| Instrument | 2021-0017590 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 16335 ARENA DR, RAMONA, CA 92065-4103 |
| Document Number | 0000596546 |
| Instrument Date | Dec 13, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 16335 ARENA DR RAMONA CA 920654103, RAMONA, CA 92065-4103 |
| Document Number | 0000596546 |
|---|---|
| Date | Dec 20, 2019 |
| Instrument | 596546 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 19, 2049 |
The 2025 property tax bill for 16335 Arena Dr was $10,815.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Ramona City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $945,533 (+2%) Land $343,827 Building $601,706 | |
| 2025 | $10,815.00 | $926,994 Land $337,086 Building $589,908 |
| 2023 | $5,243.00 (-2.26%) Homeowner's exemption | $426,091 (+2%) Land $154,941 Building $271,150 |
| 2022 | $5,364.00 Homeowner's exemption | $417,737 Land $151,903 Building $265,834 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 16335 Arena Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2024 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16335 Arena Dr is moderate, ranking above 62% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · lower than 62% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2022 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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