16329 Arena Dr, Ramona, CA 92065 Property Records

San Diego County property record for 16329 Arena Dr, Ramona, CA 92065

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,913 sqft · built 1987
Lot Size0.46 acres (20,020 sqft)
OwnerCompany Name on Record
Last Sale$5,580,000 (Jul 2020)
Tax Bill$5,547 (2025)
Deeds & MortgagesMar 2023 Transfer
May 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN288-190-34-00

Property Details

APN / Parcel Number

Primary APN288-190-34-00
Alternative APN
  • 2883921600

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,913 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleConventional
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialTile
Lot Area20,020 sqft (0.46 acres)
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Old Parcel Number2883921600
Street Address16329 ARENA DR
CityRAMONA
StateCA
Zip92065-4103
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionLOT 459 TR 007519
Legal SubdivisionSAN DIEGO COUNTRY ESTATES I
Legal Tract007519
Legal Block4
Legal Lot Number459
JurisdictionSAN DIEGO CA
Township / Civil DivisionRAMONA
Census Block Group4
Census Block4006
Census Tract20810

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address16329 ARENA DR, RAMONA, CA 92065-4103
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Mar 27, 2023Intrafamily Transfer, Transfer
May 21, 2021Deed of Trust, Mortgage · VA Mortgage
AXIA FINANCIAL LLC
Jul 14, 2020Grant Deed, Transfer · VA Mortgage
HOME POINT FINANCIAL CORPORATION
Oct 12, 2017Intrafamily Transfer, Transfer · Line of Credit
SAN DIEGO COUNTY CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 14, 2020 · Amount on Record
Deed SaleJul 14, 2020 · Amount on Record
Prior SaleFeb 24, 1998
Deed Document Number2020375700
Prior Transfer DateOct 9, 1996
Prior Transfer Doc0000517802
Record UpdatedOct 29, 2026

March 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateMar 27, 2023
Property Address16329 ARENA DR, RAMONA, CA 92065-4103
Document Number0000077778
Map ReferenceMAP 7519
Instrument DateJan 18, 2023
Instrument2023-0077778
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address16329 ARENA DR, RAMONA, CA 92065-4103

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address16329 ARENA DR, RAMONA, CA 92065-4103
Transaction TypeMortgage
Record UpdatedJul 22, 2022
Title CompanyFIRST AMERICAN TTL SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name
Address16329 ARENA DR, RAMONA, CA 92065-4103

Mortgage

Document Number0000387647
DateMay 21, 2021
Instrument2021-0387647
Lender
NameAXIA FINANCIAL LLC
TypeMortgage Company
AddressBELLEVUE, WA 98004
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

July 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJul 14, 2020
Property Address16329 ARENA DR, RAMONA, CA 92065-4103
Document Number0000375700
Map ReferenceMAP 7519
Instrument DateJul 10, 2020
Instrument2020-0375700
Transaction TypeTransfer
Record UpdatedJul 22, 2022
Title CompanySTEWART TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address16329 ARENA DR, RAMONA, CA 92065-4103

Mortgage

Document Number0000375701
DateJul 14, 2020
Instrument2020-0375701
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2050

October 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateOct 12, 2017
Property Address16329 ARENA DR, RAMONA, CA 92065-4103
Document Number0000472143
Map ReferenceMAP7519
Instrument DateSep 28, 2017
Instrument2017-0472143
Transaction TypeTransfer
Record UpdatedJul 22, 2022
Title CompanyLAWYERS TITLE SD

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address16329 ARENA DR, RAMONA, CA 92065-4103

Mortgage

Document Number0000472144
DateOct 12, 2017
Instrument2017-0472144
Lender
NameSAN DIEGO COUNTY CU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Term241 Months
DueNov 5, 2037
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly
IndexPrime Rate
Max Rate17.7%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$616,074 (+2%) Land $314,661 Building $301,413
2025$5,547.00 (+5.72%) Veteran's exemption$603,995 (+4.04%) Land $308,492 Building $295,503
2023$5,247.00 (-3.78%)$580,543 Land $296,514 Building $284,029
2022$5,453.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 2024 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 70% of the US · above 45% of California
Wildfire Likelihood0.3% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAMONA MUNICIPAL WD
serves 36,455 people · EPA ID CA3710019
Water SourcePurchased surface water from several systems
Last State InspectionOct 2022
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20

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