San Diego County property record for 16403 Arena Dr, Ramona, CA 92065
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,636 sqft · built 2001 |
| Lot Size | 0.49 acres (21,328 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $913,000 (Feb 2024) |
| Tax Bill | $10,860 (2025) |
| Deeds & Mortgages | Feb 2024 Sale & Mortgage Jul 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 288-411-30-00 |
| Primary APN | 288-411-30-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,636 sqft Living Area |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Lot Area | 21,328 sqft (0.49 acres) |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 16403 ARENA DR |
|---|---|
| City | RAMONA |
| State | CA |
| Zip | 92065-4105 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | LOT 455 TR 007519 |
| Legal Subdivision | SAN DIEGO COUNTRY ESTATES I |
| Legal Tract | 007519 |
| Legal Block | 4 |
| Legal Lot Number | 455 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | RAMONA |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 20810 |
Source: San Diego County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 16403 ARENA DR, RAMONA, CA 92065-4105 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 9, 2024 | Grant Deed, Transfer · VA Mortgage E MORTGAGE CAPITAL INC |
| Jul 25, 2019 | Grant Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 9, 2024 · Amount on Record |
| Deed Sale | Feb 9, 2024 · Amount on Record |
| Prior Sale | Jul 25, 2019 · Amount on Record |
| Deed Document Number | 202434455 |
| Prior Transfer Date | May 9, 2001 |
| Prior Transfer Doc | 0000330553 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Feb 9, 2024 |
| Property Address | 16403 ARENA DR, RAMONA, CA 92065-4105 |
| Document Number | 0000034455 |
| Map Reference | MAP 7519 |
| Instrument Date | Jan 10, 2024 |
| Instrument | 2024-0034455 |
| Transaction Type | Transfer |
| Record Updated | Feb 19, 2024 |
| Title Company | WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 16403 ARENA DR, RAMONA, CA 92065-4105 |
| Document Number | 0000034456 |
|---|---|
| Date | Feb 9, 2024 |
| Instrument | 2024-0034456 |
| Name | E MORTGAGE CAPITAL INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 25, 2019 |
| Property Address | 16403 ARENA DR, RAMONA, CA 92065-4105 |
| Document Number | 0000304675 |
| Map Reference | MAP 7519 |
| Instrument Date | Jun 26, 2019 |
| Instrument | 2019-0304675 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 16403 ARENA DR, RAMONA, CA 92065-4105 |
| Document Number | 0000304676 |
|---|---|
| Date | Jul 25, 2019 |
| Instrument | 2019-0304676 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2049 |
Source: San Diego County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Ramona City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $949,883 (+2%) Land $241,873 Building $708,010 | |
| 2025 | $10,860.00 (+40.38%) | $931,259 (+47.65%) Land $237,131 Building $694,128 |
| 2024 | $7,736.00 (+4.54%) | |
| 2023 | $7,400.00 (-1.19%) Homeowner's exemption | $630,705 Land $160,600 Building $470,105 |
| 2022 | $7,489.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2024 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · lower than 62% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2022 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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