San Diego County property record for 16338 Arena Dr, Ramona, CA 92065
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,638 sqft · built 1978 |
| Lot Size | 0.401 acres (17,470 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $680,000 (Sep 2025) |
| Tax Bill | $5,526 (2025) |
| Deeds & Mortgages | Dec 2024 Mortgage Sep 2025 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 288-401-04-00 |
| Primary APN | 288-401-04-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,638 sqft Living Area |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Lot Area | 17,470 sqft (0.401 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 16338 ARENA DR |
|---|---|
| City | RAMONA |
| State | CA |
| Zip | 92065-4104 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | LOT 316 TR 007519 |
| Legal Subdivision | COUNTRY CLUB V |
| Legal Tract | 007519 |
| Legal Block | 3 |
| Legal Lot Number | 316 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | RAMONA |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 20810 |
16338 Arena Dr is owned and occupied by two individuals who bought it in September 2025.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 16338 ARENA DR, RAMONA, CA 92065-4104 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 10, 2024 | Deed of Trust, Mortgage · Commercial Mortgage MONACO TRADE LP |
| Sep 22, 2025 | Grant Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Dec 21, 2021 | Intrafamily Transfer, Transfer |
| Jan 7, 2019 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 22, 2025 · Amount on File |
| Deed Sale | Sep 22, 2025 · Amount on File |
| Prior Sale | Nov 21, 2014 · Amount on File |
| Deed Document Number | 2025263133 |
| Prior Transfer Date | Dec 21, 2021 |
| Prior Transfer Doc | 0000857964 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 16338 ARENA DR, RAMONA, CA 92065-4104 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Title Company | CALIFORNIA BEST TITLE CO, CALIFORNIA BEST TITLE |
| Name | Verified Name |
|---|---|
| Address | 16338 ARENA DR, RAMONA, CA 92065-4104 |
| Document Number | 0000341211 |
|---|---|
| Date | Dec 10, 2024 |
| Instrument | 2024-0341211 |
| Name | MONACO TRADE LP |
|---|---|
| Type | Non-Lending Institution |
| Address | SAN JUAN CAPISTRANO, CA 92675 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 25 Months |
| Due | Jan 1, 2027 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 22, 2025 |
| Property Address | 16338 ARENA DR, RAMONA, CA 92065-4104 |
| Document Number | 0000263133 |
| Map Reference | MAP 7519 |
| Instrument Date | Sep 5, 2025 |
| Instrument | 2025-0263133 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 16338 ARENA DR, RAMONA, CA 92065-4104 |
| Document Number | 0000263134 |
|---|---|
| Date | Sep 22, 2025 |
| Instrument | 2025-0263134 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Dec 21, 2021 |
| Property Address | 16338 ARENA DR, RAMONA, CA 92065-4104 |
| Document Number | 0000857964 |
| Map Reference | MAP 7519 |
| Instrument Date | Dec 21, 2021 |
| Instrument | 2021-0857964 |
| Transaction Type | Transfer |
| Record Updated | Dec 29, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 49875 PAWNEE CT, AGUANGA, CA 92536-9685 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 16338 ARENA DR, RAMONA, CA 92065-4104 |
| Document Number | 0000037806 |
| Instrument Date | Jan 7, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 8, 2019 |
| Name | Verified Name |
|---|---|
| Address | 16338 ARENA DR RAMONA CA 920654104, RAMONA, CA 92065-4104 |
| Document Number | 0000037806 |
|---|---|
| Date | Feb 1, 2019 |
| Instrument | 37806 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Jan 31, 2059 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 16338 Arena Dr was $5,526.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Ramona City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $680,000 (+59.38%) Land $424,487 Building $255,513 | |
| 2025 | $5,526.00 | $426,646 Land $266,332 Building $160,314 |
| 2023 | $5,148.00 (-2.35%) | $410,081 Land $255,991 Building $154,090 |
| 2022 | $5,272.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 16338 Arena Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 5 (1998–2023) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Aug 2023 · Tropical Storm Hilary |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16338 Arena Dr is high, ranking above 70% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 70% of the US · above 45% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2022 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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