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1820 15th St, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1820 15th St, Saint Cloud, FL 34769 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2 Baths
Year BuiltBuilt 2009
Square Footage1,180 sqft Living Area
Lot Size7,492 sqft (0.172 acres)
OccupancyOwner Occupied
Last Sale$291,000 (2022)
Tax Bill$2,828.00 (2024)

Property Details

APN / Parcel Number

Primary APN01-26-30-0001-0272-0130
Alternative APNs
  • 263001000102720130
  • 78718

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,180 sqft Living Area
Gross Area1,220 sqft Gross Area
1st Floor1,180 sqft 1st Floor
Stories1 Stories
Primary FlooringVinyl/Resilient Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 2009
Exterior MaterialAluminum Siding Exterior
Construction TypeFrame Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area7,492 sqft (0.172 acres)
Depth X Width150 ft x 50 ft Depth x Width
Patio Area480 sqft Patio
Porch Area40 sqft Porch
Utility Building400 sqft Utility Building

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address1820 15TH ST
CitySAINT CLOUD
StateFL
Zip34769-4218
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionST CLOUD PB B PG 34 BLK 272 LOTS 13 & 14 11-26-30
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionST CLOUD 2ND PLAT TOWN OF
Legal Tract1
Legal Block272
Legal Lot Number13
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup2
Census Block2045
Census Tract43400

Owner

Source: Osceola County records · APN 01-26-30-0001-0272-0130

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1820 15TH ST, SAINT CLOUD, FL 34769-4218
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingTenants In Common

Deeds, Mortgages & Sale History

DateDocument
Jun 10, 2022Warranty Deed, Transfer · Conventional Mortgage
THE MORTGAGE FIRM INC
Dec 13, 2018Deed of Trust, Mortgage · Line of Credit
LENDINGHOME FUNDING CORP
Apr 03, 2019Warranty Deed, Transfer
NETWORK CLOSING SERVICES INC, NETWORK CLOSING SVCS INC
Oct 02, 2018Warranty Deed, Transfer
LIBERTY TITLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 10, 2022 · Amount on Record
Deed SaleJun 10, 2022 · Amount on Record
Prior SaleApr 03, 2019 · Amount on Record
Deed Doc Number202291623
Deed Book / Page6231 / 633
Record RefreshedJun 08, 2026

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJun 10, 2022
Property Address1820 15TH ST, SAINT CLOUD, FL 34769-4218
Document Number0062310633
Book / Page6231 / 633
Map ReferenceMB B PG 33&34
Instrument DateMay 31, 2022
Instrument2022091623
Transaction TypeTransfer
Record UpdatedJun 24, 2022
Title CompanyA CLEAR CHOICE TITLE AND ESCROW, A CLEAR CHOICE T&E OF OSCEOL

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,037.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1807 ILISSOURI AVE, 1807, SAINT CLOUD, FL 34769

Transferred To (Grantee/Buyer)

NameVerified Name
Address1820 15TH ST, SAINT CLOUD, FL 34769-4218

Mortgage

Document Number0006231634
DateJun 10, 2022
Instrument6231/634
Lender
NameTHE MORTGAGE FIRM INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2052

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1820 15TH ST, SAINT CLOUD, FL 34769-4218
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0054490782
DateDec 13, 2018
Book Page5449/0782
Instrument2018182850
Lender
NameLENDINGHOME FUNDING CORP
TypeFunding / Finance Company
AddressSAN FRANCISCO, CA 94104
Agreement
TypeLine of Credit
AmountAmount Recorded

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateApr 03, 2019
Property Address1820 15TH ST, SAINT CLOUD, FL 34769-4218
Document Number0055020083
Book / Page005502 / 000083
Instrument DateApr 02, 2019
Instrument42003
Transaction TypeTransfer
Record UpdatedApr 23, 2019
Title CompanyNETWORK CLOSING SERVICES INC, NETWORK CLOSING SVCS INC

Transaction

AmountAmount Recorded
Tax$700.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address1807 MISSOURI AVE ST CLOUD FL 347695119, ST CLOUD, FL 34769-5119

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateOct 02, 2018
Property Address1820 15TH ST, SAINT CLOUD, FL 34769-4218
Document Number0054102255
Book / Page005410 / 002255
Instrument DateSep 25, 2018
Instrument147743
Transaction TypeTransfer
Record UpdatedOct 24, 2018
Title CompanyLIBERTY TITLE

Transaction

AmountAmount Recorded
Tax$672.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2682 AULD SCOT BLVD OCOEE FL 347618922, OCOEE, FL 34761-8922
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,929.00 (+3.57%) Homeowner's exemption$206,568 (+5.99%)$255,400 (+31.04%) Land $46,800 Building $208,600
2024$2,828.00 (+2.8%)
2023$2,751.00 (+27.83%) Homeowner's exemption$194,900 (+56.3%) Land $42,500 Building $152,400$194,900 (+56.3%) Land $42,500 Building $152,400
2022$2,152.00$124,700 Land $35,100 Building $89,600$124,700 Land $35,100 Building $89,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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