1813 15th St, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1813 15th St, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 1965
Square Footage	731 sqft Heated Area
Lot Size	3,049 sqft (0.069 acres)
Occupancy	Owner Occupied
Last Sale	$199,900 (2022)
Tax Bill	$2,085.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`79075`
Alternative APN	`012630000103090015`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Building Area	731 sqft Heated Area
Gross Area	1,133 sqft Gross Area
1st Floor	731 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Plaster Interior Structure

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1965
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Metal Roof
Lot Area	3,049 sqft (0.069 acres)
Depth X Width	50 ft x 65 ft Depth x Width

Exterior Amenities

Shed	1 Shed
Shed Area	96 sqft Shed
Porch	Enclosed Porch
Porch Area	342 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	79075
Street Address	1813 15TH ST
City	SAINT CLOUD
State	FL
Zip	34769-4266
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	ST CLOUD PB B PG 34 BLK 309 W 65 FT LOTS 1 & 2 & ALL LOT 24 11/26/30
Legal Range	30E
Legal Township	26S
Legal Section	01
Legal Subdivision	ST CLOUD
Legal Tract	1
Legal Block	309
Legal Lot Number	24 2
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	2
Census Block	2050
Census Tract	43400

Owner

Source: Osceola County records · APN 79075

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1813 15TH ST, SAINT CLOUD, FL 34769-4266
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 18, 2022 · Amount on Record
Deed Sale	Apr 18, 2022 · Amount on Record
Deed Doc Number	2022060303
Deed Book / Page	6195 / 688
Record Refreshed	Jun 08, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 18, 2022
Property Address	1813 15TH ST, SAINT CLOUD, FL 34769-4266
Document Number	0061950688
Book / Page	6195 / 688
Map Reference	MB B PG 33&34
Instrument Date	Apr 13, 2022
Instrument	2022060303
Transaction Type	Transfer
Record Updated	May 06, 2022
Title Company	CELEBRATION TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,399.30
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	648 BAYPORT DR, 648, KISSIMMEE, FL 34758-4104

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1813 15TH ST, SAINT CLOUD, FL 34769-4266

Mortgage

Document Number	0006195690
Date	Apr 18, 2022
Instrument	6195/690

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2052

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,085.00 (+6.98%) Homeowner's exemption	$159,404 (+5.99%)	$179,600 (+19.41%) Land $46,800 Building $132,800
2023	$1,949.00 (-1.07%) Homeowner's exemption	$150,400 (+14.98%) Land $34,000 Building $116,400	$150,400 (+14.98%) Land $34,000 Building $116,400
2022	$1,970.00	$130,800 Land $30,600 Building $100,200	$130,800 Land $30,600 Building $100,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.