16185 Williams Ct, Union Pier, MI 49129 Property Records

Berrien County property record for 16185 Williams Ct, Union Pier, MI 49129

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,232 sqft · built 2014
Lot Size	0.47 acres (20,473 sqft)
Owner	Trust Name on File
Tax Bill	$7,464 (2025)
Deeds & Mortgages	Mar 2024 Transfer May 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-8560-0014-00-3`

Property Details

APN / Parcel Number

Primary APN	`13-8560-0014-00-3`
Alternative APN	`11-13-8560-0014-00-3`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,232 sqft Living Area
1st Floor Area	1,572 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Raised Ranch
Lot Area	20,473 sqft (0.47 acres)
Lot Dimensions	203 ft deep x 101 ft wide
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	16185 WILLIAMS CT
City	UNION PIER
State	MI
Zip	49129-9493
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SELECTZONI
Legal Description	LOT 5 BLK D WILLIAMS UNION PIER SUB NO 1
Legal Subdivision	WILLIAMS UNION PIER SUB
Legal Block	D
Legal Lot Number	5
Legal Unit	5
Jurisdiction	BERRIEN MI
Township / Civil Division	NEW BUFFALO
Census Block Group	2
Census Block	2007
Census Tract	11301

Owner

16185 Williams Ct is owner-occupied and held in a trust since March 2024.

Source: Berrien County records, as of September 28, 2026

Owner of Record	Trust Name on File
Mailing Address	PO BOX 651, UNION PIER, MI 49129-0651
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2024	Intrafamily Transfer, Transfer
May 23, 2019	Deed of Trust, Mortgage · ARM INDEPENDENT BANK
May 24, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 26, 2013
Deed Sale	Nov 26, 2013
Prior Sale	May 24, 2011
Deed Book / Page	3057 / 3345
Last Transfer Date	Mar 26, 2024
Transfer Doc	003423/678
Record Updated	Oct 29, 2026

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	Mar 26, 2024
Property Address	16185 WILLIAMS CT, UNION PIER, MI 49129-9493
Document Number	003423/678
Book / Page	3423 / 678
Map Reference	LB 7 PG 15
Instrument Date	Mar 11, 2024
Instrument	2024402463
Transaction Type	Transfer
Record Updated	Apr 22, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	16185 WILLIAMS CT, UNION PIER, MI 49129-9493

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	16185 WILLIAMS CT, UNION PIER, MI 49129-9493
Transaction Type	Mortgage
Record Updated	Nov 9, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03238/1293
Date	May 23, 2019
Book Page	3238/1293

Lender

Name	INDEPENDENT BANK
Type	Bank
Address	GRAND RAPIDS, MI 49525

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2029
Change Frequency	Annually
Min Rate At Change	3.87%
Max Rate At Change	9%
Index	1-Year LIBOR
Max Rate	9%

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	May 24, 2019
Property Address	16185 WILLIAMS CT, UNION PIER, MI 49129-9493
Document Number	03238/1691
Book / Page	3238 / 1691
Map Reference	LB 7 PG 15
Instrument Date	May 15, 2019
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1573 STRATFORD RD, DEERFIELD, IL 60015-2147

Tax Assessment & Valuation

The 2025 property tax bill for 16185 Williams Ct was $7,464 with a homeowner's exemption, up 2.9% from the year before.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	New Buffalo Township
Unified School District	New Buffalo Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$684,400 (-8.99%)	$1,368,800 (-8.99%)
2025	$7,464.00 (+2.92%) Homeowner's exemption	$752,000	$1,504,000
2024	$7,252.00
2023		$468,700	$937,400
2022	$12,510.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16185 Williams Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16185 Williams Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHIKAMING TOWNSHIP serves 2,825 people · EPA ID MI0001400
Water Source	Purchased surface water from LAKE CHARTER TOWNSHIP
Last State Inspection	Jun 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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