161 Cape Florida Dr, Key Biscayne, FL 33149 Property Records

Miami-Dade County property record for 161 Cape Florida Dr, Key Biscayne, FL 33149

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 6,661 sqft · built 1983
Lot Size	0.333 acres (14,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$9,100,000 (Aug 2021)
Tax Bill	$148,596 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Aug 2019 Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`24-5205-024-0220`

Property Details

APN / Parcel Number

Primary APN	`24-5205-024-0220`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	6,661 sqft Living Area
Gross Area	8,079 sqft
1st Floor Area	482 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1983
Effective Year Built	Effective 2010
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	14,500 sqft (0.333 acres)
Lot Dimensions	145 ft deep x 100 ft wide
Garage Area	323 sqft

Exterior Amenities

Porch	Porch
Porch Area	214 sqft
Patio Area	850 sqft
Gazebo	150 sqft
Boat Access	Boat Access

Location & Zoning

Street Address	161 CAPE FLORIDA DR
City	KEY BISCAYNE
State	FL
Zip	33149-2708
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2000
Legal Description	CAPE FLORIDA SUB SEC 3 PB 79-64 LOT 7 BLK 8 LOT SIZE 100 X 145 OR 19199-399 07 2000 1
Legal Range	42E
Legal Township	55S
Legal Section	05
Legal Subdivision	CAPE FLORIDA SUB
Legal Block	8
Legal Lot Number	7
Jurisdiction	DADE FL
Township / Civil Division	KEY BISCAYNE
Census Block Group	1
Census Block	1016
Census Tract	4602

Owner

Source: Miami-Dade County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	800 BRICKELL AVE, 525, MIAMI, FL 33131-2991
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2021	Warranty Deed, Transfer · Conventional Mortgage CITIBANK NA
Aug 7, 2019	Special Warranty Deed, Transfer · ARM FAMILY FIRST FUNDING LLC
Mar 14, 2018	Deed of Trust, Mortgage · Line of Credit TITAN CAP ID
Mar 14, 2018	Deed of Trust, Mortgage TITAN CAP ID
Sep 5, 2017	Grant Deed, Mortgage KEY FIN & INV LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2021 · Amount on Record
Deed Sale	Aug 25, 2021 · Amount on Record
Prior Sale	Feb 22, 2016 · Amount on Record
Deed Document Number	2021628512
Deed Book / Page	32700 / 4090
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DADE FL
Recording Date	Aug 25, 2021
Property Address	161 CAPE FLORIDA DR, KEY BISCAYNE, FL 33149-2708
Document Number	0000628512
Book / Page	32700 / 4090
Map Reference	MB 79 PG 64
Instrument Date	Aug 5, 2021
Instrument	2021R0628512
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	NOT AVAILABLE, WORLD WIDE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$54,600.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6857 SUNRISE TER, 6857, CORAL GABLES, FL 33133-7029

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	800 BRICKELL AVE STE 525, 525, MIAMI, FL 33131-2991
Mail Care Of	PODIUM REALTY GROUP INC

Mortgage

Document Number	0000004094
Date	Aug 25, 2021
Instrument	32700/4094

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Sep 1, 2031
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	7.87%
Index	Other
Max Rate	7.87%

August 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	DADE FL
Recording Date	Aug 7, 2019
Property Address	161 CAPE FLORIDA DR, KEY BISCAYNE, FL 33149-2708
Document Number	0000497189
Book / Page	31559 / 4639
Map Reference	MB 79 PG 64
Instrument Date	Jun 10, 2019
Instrument	2019R0497189
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	CARNEGIE NATIONAL ABSTRACT

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	161 CAPE FLORIDA DR, 161, KEY BISCAYNE, FL 33149-2708

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	161 CAPE FLORIDA DR, KEY BISCAYNE, FL 33149-2708

Mortgage

Document Number	0000004642
Date	Aug 7, 2019
Instrument	31559/4642

Lender

Name	FAMILY FIRST FUNDING LLC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	359 Months
Due	Jul 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	6.58%
Type Change Date	Jul 1, 2026
Change Frequency	Annually
Min Rate At Change	6.58%
Max Rate At Change	8.58%
Index	1-Year LIBOR
Max Rate	11.5%

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	161 CAPE FLORIDA DR, KEY BISCAYNE, FL 33149-2708
Document Number	0000167671
Instrument Date	Mar 14, 2018
Transaction Type	Mortgage
Record Updated	Apr 2, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	240 CRANDON BLVD #250 KEY BISCAYNE FL 331491620, 250, KEY BISCAYNE, FL 33149-1620

Mortgage

Document Number	0000167671
Date	Mar 21, 2018
Book Page	030905/001702
Instrument	167671

Lender

Name	TITAN CAP ID
Type	Funding / Finance Company
Address	19 LUDLOW RD # 301, WESTPORT, CT 06880-3040

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	161 CAPE FLORIDA DR, KEY BISCAYNE, FL 33149-2708
Document Number	0000167673
Instrument Date	Mar 14, 2018
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	CLEAR TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	240 CRANDON BLVD #250 KEY BISCAYNE FL 331491620, 250, KEY BISCAYNE, FL 33149-1620

Mortgage

Document Number	0000167673
Date	Mar 21, 2018
Book Page	030905/001739
Instrument	167673

Lender

Name	TITAN CAP ID
Type	Funding / Finance Company
Address	19 LUDLOW RD # 301, WESTPORT, CT 06880-3040

Agreement

Amount	Amount Recorded

September 2017: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	DADE FL
Recording Date	Sep 5, 2017
Property Address	161 CAPE FLORIDA DR, KEY BISCAYNE, FL 33149-2708
Book / Page	030678 / 004158
Instrument Date	Aug 28, 2017
Instrument	512136
Transaction Type	Mortgage
Record Updated	Sep 26, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	240 CRANDON BLVD #250 KEY BISCAYNE FL 331491620, 250, KEY BISCAYNE, FL 33149-1620

Mortgage

Document Number	0000512136
Date	Sep 5, 2017
Book Page	030678/004158
Instrument	512136

Lender

Name	KEY FIN & INV LLC
Address	150 ALHAMBRA CIR # 800, CORAL GABLES, FL 33134-4534

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Municipality	Key Biscayne Village
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$148,596.00 (+15.82%)	$9,333,883 (+17.2%)	$9,615,311 (+20.73%) Land $6,887,500 Building $2,727,811
2023	$128,294.00 (+6.16%)	$7,964,388 (+5.76%) Land $5,176,500 Building $2,787,888	$7,964,388 (+5.76%) Land $5,176,500 Building $2,787,888
2022	$120,850.00	$7,530,427 Land $4,712,500 Building $2,817,927	$7,530,427 Land $4,712,500 Building $2,817,927

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 201 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	201 in force
Nearby Flood Claims	312 (1979–2024)
Claims Outside the SFHA	1 of 312
Most Recent Claim	Jun 2024 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 38 claims Hurricane Wilma, Oct 2005 · 26 claims Hurricane Andrew, Aug 1992 · 195 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MDWASA - MAIN SYSTEM serves 2,377,460 people · EPA ID FL4130871
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Blue Stream.

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