181 Cape Florida Dr, Key Biscayne, FL 33149 Property Records

Miami-Dade County property record for 181 Cape Florida Dr, Key Biscayne, FL 33149

Property Summary

Property TypeSingle Family Home
Details6 bd · 6.5 ba · 6,169 sqft · built 2002
Lot Size0.356 acres (15,500 sqft)
OwnerIndividual Name on Record
Last Sale$3,300,000 (Sep 2003)
Tax Bill$74,665 (2025)
Flood ZoneZone AE (high risk)
APN24-5205-024-0240

Property Details

APN / Parcel Number

Primary APN24-5205-024-0240

Interior

Bedrooms6 Beds
Full Baths6.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area6,169 sqft Living Area
Gross Area7,444 sqft

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Exterior MaterialConcrete Block/Hollow Tile/Frame
Construction TypeConcrete Block
Lot Area15,500 sqft (0.356 acres)
Lot Dimensions155 ft deep x 100 ft wide
Garage Area430 sqft

Exterior Amenities

Pool TypePool with Hot Tub/Spa
Pool Area36 sqft
PorchPorch
Porch Area312 sqft
Patio Area400 sqft
Boat AccessBoat Access

Location & Zoning

Street Address181 CAPE FLORIDA DR
CityKEY BISCAYNE
StateFL
Zip33149-2708
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code2000
Legal DescriptionCAPE FLORIDA SUB SEC 3 PB 79-64 LOT 9 BLK 8 LOT SIZE100.000 X 155 OR 19260-0637 08 2000 1 COC 21699-1674 09 2003 1
Legal Range42E
Legal Township55S
Legal Section05
Legal SubdivisionCAPE FLORIDA SUB
Legal Block8
Legal Lot Number9
JurisdictionDADE FL
Township / Civil DivisionKEY BISCAYNE
Census Block Group1
Census Block1016
Census Tract4602

Owner

Source: Miami-Dade County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2 S BISCAYNE BLVD, 3600, MIAMI, FL 33131-1812
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 30, 2003 · Amount on Record
Deed SaleSep 30, 2003 · Amount on Record
Deed Document Number2003727873
Deed Book / Page21699 / 1674
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMiami-Dade County
MunicipalityKey Biscayne Village
Unified School DistrictDade County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$74,665.00 (+3.63%) Homeowner's exemption$4,724,626 (+5.99%)$9,092,534 (+24.42%) Land $7,362,500 Building $1,730,034
2023$72,047.00 (+3.92%) Homeowner's exemption$4,457,742 (+3%)$7,307,868 (+6.93%) Land $5,533,500 Building $1,774,368
2022$69,328.00 Homeowner's exemption$4,327,905$6,834,035 Land $5,037,500 Building $1,796,535

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 201 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies201 in force
Nearby Flood Claims312 (1979–2024)
Claims Outside the SFHA1 of 312
Most Recent ClaimJun 2024 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 38 claims
  • Hurricane Wilma, Oct 2005 · 26 claims
  • Hurricane Andrew, Aug 1992 · 195 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMDWASA - MAIN SYSTEM
serves 2,377,460 people · EPA ID FL4130871
Water SourceGroundwater
Last State InspectionDec 2023
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless · DSL
5,000 / 5,000
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Blue Stream.

Nearby Properties on Cape Florida Dr

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