180 Cape Florida Dr, Key Biscayne, FL 33149 Property Records

Miami-Dade County property record for 180 Cape Florida Dr, Key Biscayne, FL 33149

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 8,031 sqft · built 2018
Lot Size	0.427 acres (18,600 sqft)
Owner	Company Name on File
Last Sale	$21,000,000 (Mar 2026)
Tax Bill	$120,174 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Aug 2026 Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`24-5205-024-0330`

Property Details

APN / Parcel Number

Primary APN	`24-5205-024-0330`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Stories	2 Stories
Building Area	8,031 sqft Living Area
Gross Area	10,166 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Concrete Block/Stucco
Construction Type	Concrete
Roof Type	Rigid Frame Bar Joist
Roof Material	Composition Shingle
Lot Area	18,600 sqft (0.427 acres)
Lot Dimensions	186 ft deep x 100 ft wide
Patio Area	1,142 sqft
Boat Access	Boat Access

Location & Zoning

Street Address	180 CAPE FLORIDA DR
City	KEY BISCAYNE
State	FL
Zip	33149-2709
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2000
Legal Description	CAPE FLORIDA SUB SEC 3 PB 79-64 LOT 18BLK 8 LOT SIZE100.000 X 186 OR 11051-486 0381 1
Legal Range	42E
Legal Township	55S
Legal Section	05
Legal Subdivision	CAPE FLORIDA SUB
Legal Block	8
Legal Lot Number	18
Jurisdiction	DADE FL
Township / Civil Division	KEY BISCAYNE
Census Block Group	1
Census Block	1016
Census Tract	4602

Owner

180 Cape Florida Dr is owned by a company that bought it in March 2026.

Source: Miami-Dade County records, as of October 21, 2026

Owner of Record	Company Name on File
Mailing Address	201 S BISCAYNE BLVD, 800, MIAMI, FL 33131-4329
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2026	Deed of Trust, Mortgage · Conventional Mortgage NORTHERN TRUST
Aug 4, 2026	Deed of Trust, Mortgage · Conventional Mortgage NORTHERN TRUST
Mar 4, 2026	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Sep 12, 2018	Deed of Trust, Mortgage · ARM CITIBANK NA
Sep 12, 2018	Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 4, 2026 · Amount on File
Deed Sale	Mar 4, 2026 · Amount on File
Deed Document Number	2026148676
Deed Book / Page	35188 / 3072
Prior Transfer Date	Jul 8, 2016
Prior Transfer Doc	0000399792
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Recording Date	Jun 16, 2026
Property Address	180 CAPE FLORIDA DR, KEY BISCAYNE, FL 33149-2709
Document Number	0000415165
Book / Page	35357 / 1392
Instrument Date	Jun 8, 2026
Instrument	2026415165
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company, 103

Mortgage

Document Number	0000415165,
Date	Jun 16, 2026
Book Page	35357/1392
Instrument	2026415165

Lender

Name	NORTHERN TRUST

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Recording Date	Aug 4, 2026
Property Address	180 CAPE FLORIDA DR, KEY BISCAYNE, FL 33149-2709
Document Number	0000530216
Book / Page	35428 / 3013
Instrument Date	Jun 8, 2026
Instrument	2026530216
Transaction Type	Mortgage
Record Updated	Aug 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company, 103

Mortgage

Document Number	0000530216,
Date	Aug 4, 2026
Book Page	35428/3013
Instrument	2026530216

Lender

Name	NORTHERN TRUST

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DADE FL
Recording Date	Mar 4, 2026
Property Address	180 CAPE FLORIDA DR, KEY BISCAYNE, FL 33149-2709
Document Number	0000148676
Book / Page	35188 / 3072
Map Reference	MB 79 PG 64
Instrument Date	Feb 24, 2026
Instrument	2026R0148676
Transaction Type	Transfer
Record Updated	Apr 9, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Estimated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	250 CAPE FLORIDA DR, KEY BISCAYNE, FL 33149-2710

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 S BISCAYNE BLVD STE 800, 800, MIAMI, FL 33131-4329

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	180 CAPE FLORIDA DR, KEY BISCAYNE, FL 33149-2709
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000553677
Date	Sep 12, 2018
Book Page	31136/2257
Instrument	2018R0553677

Lender

Name	CITIBANK NA
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Oct 1, 2021
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.5%
Index	1-Year LIBOR
Max Rate	9.5%

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	180 CAPE FLORIDA DR, KEY BISCAYNE, FL 33149-2709
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000553674
Date	Sep 12, 2018
Book Page	31136/2238
Instrument	2018R0553674

Lender

Name	CITIBANK NA
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 180 Cape Florida Dr was $120,174, up 2.2% from the year before.

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Municipality	Key Biscayne Village
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$120,174.00 (+2.23%)	$7,649,070	$11,635,995 Land $8,835,000 Building $2,800,995
2024	$117,547.00 (+1.35%)
2023	$115,980.00 (+3.65%) Homeowner's exemption	$7,216,990 (+3%)	$9,175,392 (+6.61%) Land $6,640,200 Building $2,535,192
2022	$111,899.00 Homeowner's exemption	$7,006,787	$8,606,582 Land $6,045,000 Building $2,561,582

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 180 Cape Florida Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 201 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	201 in force
Nearby Flood Claims	312 (1979–2024)
Claims Outside the SFHA	1 of 312
Most Recent Claim	Jun 2024 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 38 claims Hurricane Wilma, Oct 2005 · 26 claims Hurricane Andrew, Aug 1992 · 195 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 180 Cape Florida Dr is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MDWASA - MAIN SYSTEM serves 2,377,460 people · EPA ID FL4130871
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Blue Stream.

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