Miami-Dade County property record for 171 Cape Florida Dr, Key Biscayne, FL 33149
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 6 ba · 5,357 sqft · built 1992 |
| Lot Size | 0.344 acres (15,000 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $5,100,000 (Dec 2012) |
| Tax Bill | $120,977 (2025) |
| Deeds & Mortgages | May 2026 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 24-5205-024-0230 |
| Primary APN | 24-5205-024-0230 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 6 Baths |
| Stories | 2 Stories |
| Building Area | 5,357 sqft Living Area |
| Gross Area | 6,669 sqft |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Lot Area | 15,000 sqft (0.344 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| Garage Area | 400 sqft |
| Porch | Porch |
| Porch Area | 356 sqft |
| Patio Area | 694 sqft |
| Street Address | 171 CAPE FLORIDA DR |
|---|---|
| City | KEY BISCAYNE |
| State | FL |
| Zip | 33149-2708 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 2000 |
| Legal Description | CAPE FLORIDA SUB SEC 3 PB 79-64 LOT 8 BLK 8 LOT SIZE100.000 X 150 OR 18479-3266 0299 1 |
| Legal Range | 42E |
| Legal Township | 55S |
| Legal Section | 05 |
| Legal Subdivision | CAPE FLORIDA SUB |
| Legal Block | 8 |
| Legal Lot Number | 8 |
| Jurisdiction | DADE FL |
| Township / Civil Division | KEY BISCAYNE |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 4602 |
171 Cape Florida Dr is owned by a company that bought it in December 2012.
Source: Miami-Dade County records, as of October 21, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 1 ALHAMBRA PLZ, CORAL GABLES, FL 33134-5216 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 17, 2012 · Amount on File |
| Deed Sale | Dec 17, 2012 · Amount on File |
| Prior Sale | Aug 30, 2000 · Amount on File |
| Deed Document Number | 2012904477 |
| Deed Book / Page | 28402 / 3425 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DADE FL |
| Recording Date | May 14, 2026 |
| Property Address | 171 CAPE FLORIDA DR, KEY BISCAYNE, FL 33149-2708 |
| Document Number | 0000329444 |
| Book / Page | 35302 / 324 |
| Instrument Date | May 6, 2026 |
| Instrument | 2026329444 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Document Number | 0000329444, |
|---|---|
| Date | May 14, 2026 |
| Book Page | 35302/324 |
| Instrument | 2026329444 |
| Name | JPMORGAN CHASE BANK N A |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.63% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
The 2025 property tax bill for 171 Cape Florida Dr was $120,977.
Source: Miami-Dade County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Miami-Dade County |
| Municipality | Key Biscayne Village |
| Unified School District | Dade County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $120,977.00 | $6,989,529 | $8,546,357 Land $7,125,000 Building $1,421,357 |
| 2023 | $100,659.00 (+9.66%) | $6,797,012 (+7.25%) Land $5,355,000 Building $1,442,012 | $6,797,012 (+7.25%) Land $5,355,000 Building $1,442,012 |
| 2022 | $91,790.00 | $6,337,612 Land $4,875,000 Building $1,462,612 | $6,337,612 Land $4,875,000 Building $1,462,612 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 171 Cape Florida Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 201 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 201 in force |
| Nearby Flood Claims | 312 (1979–2024) |
| Claims Outside the SFHA | 1 of 312 |
| Most Recent Claim | Jun 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 171 Cape Florida Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MDWASA - MAIN SYSTEM serves 2,377,460 people · EPA ID FL4130871 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless · DSL | 5,000 / 5,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Blue Stream.
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