Miami-Dade County property record for 140 Cape Florida Dr, Key Biscayne, FL 33149
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 4 ba · 12,262 sqft · built 1967 |
| Lot Size | 0.813 acres (35,400 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $134,584 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 24-5205-024-0350 |
| Primary APN | 24-5205-024-0350 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 12,262 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Tile |
| Lot Area | 35,400 sqft (0.813 acres) |
| Lot Dimensions | 179 ft deep x 100 ft wide |
| Patio Area | 474 sqft |
| Boat Access | Boat Access |
| Street Address | 140 CAPE FLORIDA DR |
|---|---|
| City | KEY BISCAYNE |
| State | FL |
| Zip | 33149-2709 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 2000 |
| Legal Description | CAPE FLORIDA SUB SEC 3 PB 79-64 LOTS 20 & 21 BLK 8 LOT SIZE 35400 SQ FT OR 24097-4703 & 4700 1205 5 |
| Legal Range | 42E |
| Legal Township | 55S |
| Legal Section | 05 |
| Legal Subdivision | CAPE FLORIDA SUB |
| Legal Block | 8 |
| Legal Lot Number | 20,21 |
| Jurisdiction | DADE FL |
| Township / Civil Division | KEY BISCAYNE |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 4602 |
Source: Miami-Dade County records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 2121 SW 3RD AVE, 8FL, MIAMI, FL 33129-1490 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 29, 2005 |
| Deed Sale | Dec 29, 2005 |
| Deed Document Number | 20051349782 |
| Deed Book / Page | 24097 / 4703 |
| Last Transfer Date | Jun 2, 2016 |
| Transfer Doc | 0000374557 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DADE FL |
| Property Address | 140 CAPE FLORIDA DR, KEY BISCAYNE, FL 33149-2709 |
| Transaction Type | Mortgage |
| Record Updated | Mar 8, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2121 SW 3RD AVE 800, 800, MIAMI, FL 33129-1437 |
| Document Number | 0000123451 |
|---|---|
| Date | Feb 9, 2022 |
| Book Page | 33013/786 |
| Instrument | 2022R0123451 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Address | O FALLON, MO 63368 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.37% |
| Type Change Date | Feb 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 7.37% |
| Index | Other |
| Max Rate | 7.37% |
Source: Miami-Dade County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Miami-Dade County |
| Municipality | Key Biscayne Village |
| Unified School District | Dade County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $134,584.00 (+3.63%) Homeowner's exemption | $8,522,966 (+5.99%) | $18,768,438 (+29.47%) Land $16,815,000 Building $1,953,438 |
| 2023 | $129,868.00 (+4.15%) Homeowner's exemption | $8,041,521 (+3%) | $14,495,854 (+8.32%) Land $12,637,800 Building $1,858,054 |
| 2022 | $124,694.00 Homeowner's exemption | $7,807,302 | $13,381,989 Land $11,505,000 Building $1,876,989 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 201 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 201 in force |
| Nearby Flood Claims | 312 (1979–2024) |
| Claims Outside the SFHA | 1 of 312 |
| Most Recent Claim | Jun 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MDWASA - MAIN SYSTEM serves 2,377,460 people · EPA ID FL4130871 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless · DSL | 5,000 / 5,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Blue Stream.
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