131 Cape Florida Dr, Key Biscayne, FL 33149 Property Records

Miami-Dade County property record for 131 Cape Florida Dr, Key Biscayne, FL 33149

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 7,103 sqft · built 1989
Lot Size	0.342 acres (14,900 sqft)
Owner	Company Name on Record
Last Sale	$7,200,000 (Jul 2021)
Tax Bill	$106,923 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Mar 2023 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`24-5205-024-0190`

Property Details

APN / Parcel Number

Primary APN	`24-5205-024-0190`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	7,103 sqft Living Area
Gross Area	8,589 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Concrete Block/Stucco
Construction Type	Concrete Block
Lot Area	14,900 sqft (0.342 acres)
Lot Dimensions	149 ft deep x 100 ft wide
Garage Area	368 sqft

Exterior Amenities

Porch	Porch
Porch Area	307 sqft
Patio Area	2,628 sqft
Boat Access	Boat Access

Location & Zoning

Street Address	131 CAPE FLORIDA DR
City	KEY BISCAYNE
State	FL
Zip	33149-2708
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2000
Legal Description	CAPE FLORIDA SUB SEC 3 PB 79-64 LOT 4 BLK 8 LOT SIZE 100 X 149 OR 15289-3870 1191 5
Legal Range	42E
Legal Township	55S
Legal Section	05
Legal Subdivision	CAPE FLORIDA SUB
Legal Block	8
Legal Lot Number	4
Jurisdiction	DADE FL
Township / Civil Division	KEY BISCAYNE
Census Block Group	1
Census Block	1016
Census Tract	4602

Owner

Source: Miami-Dade County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	703 CRANDON BLVD, 403, KEY BISCAYNE, FL 33149-2583
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2026	Deed of Trust, Mortgage · Balloon Mortgage TITLE ESCROW, HERA TITLE & ESCROW LLC
Mar 20, 2023	Quit Claim Deed, Transfer · Balloon Mortgage RICHARD MEYER
Jul 28, 2021	Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2021 · Amount on Record
Deed Sale	Jul 28, 2021 · Amount on Record
Deed Document Number	2021546190
Deed Book / Page	32646 / 2952
Last Transfer Date	Mar 7, 2023
Transfer Doc	0000184918
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Recording Date	Aug 6, 2026
Property Address	131 CAPE FLORIDA DR, KEY BISCAYNE, FL 33149-2708
Document Number	0000537769
Book / Page	35432 / 3594
Instrument Date	Jul 24, 2026
Instrument	2026537769
Transaction Type	Mortgage
Record Updated	Aug 25, 2026
Title Company	TITLE ESCROW, HERA TITLE & ESCROW LLC

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	570 HAMPTON LN, KEY BISCAYNE, FL 33149-1855

Mortgage

Document Number	0000537769,
Date	Aug 6, 2026
Book Page	35432/3594
Instrument	2026537769

Lender

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded

Interest

Rate Type	Balloon
Initial Type	Balloon
Max Rate	-1%

March 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DADE FL
Recording Date	Mar 20, 2023
Property Address	131 CAPE FLORIDA DR, KEY BISCAYNE, FL 33149-2708
Document Number	0000184918
Book / Page	33628 / 4196
Map Reference	MB 79 PG 64
Instrument Date	Mar 7, 2023
Instrument	2023R0184918
Transaction Type	Transfer
Record Updated	Apr 12, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	703 CRANDON BLVD APT 403, 403, KEY BISCAYNE, FL 33149-2583

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	703 CRANDON BLVD APT 403, 403, KEY BISCAYNE, FL 33149-2583

Mortgage

Document Number	0000004209
Date	Mar 20, 2023
Instrument	33628/4209

Lender

Name	RICHARD MEYER
Type	Private Party

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	DADE FL
Recording Date	Jul 28, 2021
Property Address	131 CAPE FLORIDA DR, KEY BISCAYNE, FL 33149-2708
Document Number	0000546190
Book / Page	32646 / 2952
Map Reference	MB 79 PG 64
Instrument Date	Jul 22, 2021
Instrument	2021R0546190
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$43,200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7522 SW 62ND ST, 7522, MIAMI, FL 33143-1714

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 CAPE FLORIDA DR, KEY BISCAYNE, FL 33149-2708

Tax Assessment & Valuation

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Municipality	Key Biscayne Village
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$106,923.00 (+13.36%)	$6,496,490 (+1%)	$7,097,750 (+20.18%) Land $7,077,500 Building $20,250
2024	$94,318.00 (-11.62%)	$5,905,900 (-10.42%) Land $5,885,500 Building $20,400	$5,905,900 (-10.42%) Land $5,885,500 Building $20,400
2023	$106,718.00 (+8.2%)	$6,592,840 (+7.51%) Land $5,319,300 Building $1,273,540	$6,592,840 (+7.51%) Land $5,319,300 Building $1,273,540
2022	$98,630.00	$6,132,171 Land $4,842,500 Building $1,289,671	$6,132,171 Land $4,842,500 Building $1,289,671

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 201 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	201 in force
Nearby Flood Claims	312 (1979–2024)
Claims Outside the SFHA	1 of 312
Most Recent Claim	Jun 2024 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 38 claims Hurricane Wilma, Oct 2005 · 26 claims Hurricane Andrew, Aug 1992 · 195 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MDWASA - MAIN SYSTEM serves 2,377,460 people · EPA ID FL4130871
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Blue Stream.

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